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All Journal At-Tawazun, Jurnal Ekonomi Syariah
Eko Nursalim
STAI Sangatta
Religion Humanities Economics, Econometrics & Finance Education Social Sciences

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ANALISIS PENERAPAN DEBT FINANCING PEMBIAYAAN MURABAHAH PADA BANK SYARIAH DI INDONESIA Eko Nursalim
At-Tawazun, Jurnal Ekonomi Syariah Vol. 7 No. 01 (2019): May
Publisher : Ekonomi Syariah STAI Sangatta Kutai Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55799/tawazun.v7i01.20

Abstract

Accounting guidelines for Islamic banking in Indonesia, refer to Statement of Financial Accounting Standard Number 59 concerning accounting for Islamic banking. Furthermore, this guideline is explained by the existence of 2003 Islamic Banking Accounting Guidelines issued by Bank Indonesia. This guide contains all matters relating to Islamic banking accounting. One of them is the accounting guide of Islamic banking products. As the Islamic financing trend in Islamic banking is still dominated by debt financing with murabahah products. Looking at the projected future debt financing trend, namely that most of Indonesia's population is consumptive as the most urgent need is housing. So customers who will file murabahah financing should already know the terms and procedures for submission.
KONSEP PRODUK TABUNGAN PADA BANK SYARIAH (Produk Tabungan Wadi’ah dan Mudharabah) Eko Nursalim
At-Tawazun, Jurnal Ekonomi Syariah Vol. 7 No. 02 (2019): December
Publisher : Ekonomi Syariah STAI Sangatta Kutai Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55799/tawazun.v7i02.25

Abstract

Islamic Bank fund collection products include savings, demand deposits and time deposits. In its operations, Islamic Bank has several fund products and services. One of the existing fund products in Syariah Bank is savings. Savings in Islamic Banks there are two contracts namely Mudharabah contract and wadi'ah. Al-wadi'ah is a deposit or deposit in a Islamic bank. The principle of al-wadi'ah is a pure deposit from one party to another party, both individual and legal entity that must be maintained and returned at any time if the cravicant wants. In the wadi'ah contract there is no profit sharing, so only the bonus given by the bank to its customers. Saving with Mudharabah contract is a type of savings that uses a mudharabah contract withdrawal may be made in accordance with the agreement.
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