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All Journal Proceeding SENDI_U Jurnal Pendidikan Ekonomi (JURKAMI) International Journal of Social Science and Business Jurnal Akuntansi Kompetif Management Studies and Entrepreneurship Journal (MSEJ) ARSY : Jurnal Aplikasi Riset kepada Masyarakat Jurnal Artha Satya Dharma Jurnal Pengabdian Masyarakat : Pemberdayaan, Inovasi dan Perubahan
Nuryani, Ni Nyoman Juli
SEKOLAH TINGGI ILMU EKONOMI SATYA DHARMA
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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LDR dan Kredit Terhadap NPL Dimasa Pandemi Covid-19 Ni Nyoman Juli Nuryani
ARTHA SATYA DHARMA Vol 15 No 2 (2022): Jurnal Artha Satya Dharma
Publisher : Sekolah Tinggi Ilmu Ekonomi Satya Dharma

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55822/asd.v15i2.264

Abstract

This research aims to find outconsequence of LDR and credit disbursed on NPL thru the Covid-19 pandemic at PT. BPR Indra Candra Singaraja. The analysis method used in this study is multiple linear regression, classical assumption test, determination analysis, f-test and t-test.The outcomes showed that the loan to deposit ratio had an effect on non-performingloans at PT. BPR Indra Candra Singaraja of 0.088 units or -26.8% with the outcomes of hypothesis testing with the t-test, it was found that t-count > t-table (2.086 > 1.688). The effect of the disbursed credit has an effect on non-performingloans at PT. BPR Indra Candra Singaraja is -0.030 units or 68% with the outcomes of hypothesis testing with the T-Test test, it is found that t-count > t-table (3.719 > 1.688) and based on the outcomes of the f test it is known that the effect of loan to deposit ratio and credit distributed to non-performingloans at PT. BPR Indra Candra Singaraja with the results of hypothesis testing with the F-Test test, it was found that f-count > f-table (11.575 > 3.26) with a significant level of 0.00 <0.05.
ANALYSIS OF FINANCIAL PERFORMANCE ON THE PREDICTION OF FINANCIAL DISTRESS IN THE INDONESIA STOCK EXCHANGE Ni Nyoman Juli Nuryani
Jurnal Pendidikan Ekonomi (JURKAMI) Vol 8, No 1 (2023): JURKAMI
Publisher : STKIP Persada Khatulistiwa Sintang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31932/jpe.v8i1.1526

Abstract

This study aims to determine the effect of liquidity ratios, profitability ratios, economic profitability ratios and leverage ratios on the prediction of financial distress in the banking sector on the Indonesia Stock Exchange. This study uses a quantitative approach. The sample used is data on the banking sector that has gone public with a total of 10 banks for the 2020-2022 period. The analysis technique used in this study is the classical assumption test, multiple linear regression analysis of determination analysis and hypothesis testing with the T-Test and F-Test. The results of the study show that the Liquidity Ratio, Profitability Ratio, Earnings Ratio and Leverage Ratio affect the Prediction of Financial Distress of banking companies on the Indonesia Stock Exchange by 78.3% and the remaining 21.7% is influenced by other factors not examined in this study. The profitability ratio is the ratio that has the most dominant influence on the prediction of a company's Financial Distress
Evaluasi Sistem Informasi Dan Prosedur Pembayaran Benefit Klaim Meninggal Asuransi Ni Nyoman Juli Nuryani
ARTHA SATYA DHARMA Vol 16 No 1 (2023): Jurnal Artha Satya Dharma
Publisher : Sekolah Tinggi Ilmu Ekonomi Satya Dharma

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55822/asd.v16i1.279

Abstract

Perkembangan jumlah pemegang polis asuransi dalam kurun waktu 5 (lima) tahun terakhir mengalami terus mengalami peningkatan pada PT. Asuransi Jiwasraya (Persero) Singaraja Branch Office. Peningkatan ini terlihat mulai dari tahun 2018 yang hanya berjumlah 619 orang pemegang polis meningkat pada tahun 2019 menjadi 661 orang. Peningkatan juga terjadi pada tahun berikutnya yaitu 985 jumlah pemegang polis pada tahun 2020, 1013 pemegang polis pada tahun 2021 dan kembali meningkat pada tahun 2022 yaitu sebanyak 1406 pemegang polis asuransi.Berdasarkan data sekitar 70% dari cara pembayaran benefit asuransi dilakukan secara tunai. Sedangkan sekitar 30%-nya merupakan pembayaran secara transfer rekening. Sistem pembayaran benefit klaim meninggal merupakan salah satu bentuk sistem informasi yang akan sangat berdampak pada tingkat penjualan asuransi. Subtansi polis tunduk pada ketentuan-ketentuan tentang pertanggungan (asuransi) yang diatur dalam Kitab Undang-Undang Hukum Dagang (KUHD) dalam hal ini Pasal 302 sampai dengan 308 KUHD. Seharusnya ketentuan terhutang baik dalam polis maupun syarat-syarat umum polis dibuat secara berimbang dan tidak merugikan konsumen peserta asuransi. Terutama dalam penetapan besarnya premi tidak boleh merugikan peserta asuransi.
Co-Authors Anak Agung Ngurah Oka Suryadinatha Gorda Dewa Putu Rida Satrawan Gusti Ayu Melyasani I Putu Agus Adnyana Kadek Wina Nariani Ketut Sepsi Kastiani Luh Kadek Budi Martini Luh Putu Triana Dewi Mertyani Sari Dewi ., Mertyani Sari Dewi Satrawan, Dewa Putu Rida