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All Journal MUQTASID Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Nusantara Islamic Economic Journal
Dwi Harmoyo
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Religion Humanities Economics, Econometrics & Finance

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Manajemen Strategi Koperasi Jasa Keuangan Mikro Syariah (KJKS) Studi Kasus di Baitul Mal Wat tamwil (BMT) Syariah Sejahtera Boyolali Harmoyo, Dwi
Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Vol 3, No 2 (2012): MUQTASID: Jurnal Ekonomi dan Perbankan Syariah
Publisher : IAIN Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/muqtasid.v3i2.299-317

Abstract

The purposes pf the research are: (1) to analyze the external factor andinternal factor of KJKS BMT Syariah Sejahtera. (2) To analyze the strengthen,weaknesses, opportunity, and threat of KJKS BMT Syariah Sejahtera. (3)To formulate the alternative strategic management of KJKS BMT SyariahSejahtera. The research uses descriptive qualitative method approach aboutstrategy management of KJKS BMT Syariah Sejahtera with businessenvironment analysis approach that consists of external environment andinternal environtment. The external environment consists of generalenvirontment such as: politic, economic, social, and technology (PEST) andalso industrial environment. Internal environmen tcosists of oganization aspek, moneter, weaknesses, opportunity and threat (SWOT Analysis) are formulated in alternatif strategic mangement of KJKS BMT Syariah Sejahtera. The result of the research show that general environment of KJKS BMT Syariah Sejahtera shows a good enaugh prospect. Industrial environment shpws that there isi any high competition. Internal environment shows that KJKS BMT Syariah Sejahtera has three primer competitions. Based on the SWOT Analysis, shows that in SWOT – 4K quadrant, the position of KJKS BMT Syariah Sejahtera in the I quadrant in 0,09 position for strengthen-weaknesses and 2,40 for opprtunity-threat. The position shows that the alternative strategic mangement that can be done by KJKS BMT Syariah Sejahtera is the growth strategy in corporate strategy and focus strategy in business strategy. The result of the research is aspcted useful for KJKS BMT Syariah Sejahtera and others micro syariah finance, and also for the writer
Manajemen Strategi Koperasi Jasa Keuangan Mikro Syariah (KJKS) Studi Kasus di Baitul Mal Wat tamwil (BMT) Syariah Sejahtera Boyolali Dwi Harmoyo
Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Vol 3, No 2 (2012): MUQTASID: Jurnal Ekonomi dan Perbankan Syariah
Publisher : IAIN Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (2422.709 KB) | DOI: 10.18326/muqtasid.v3i2.299-317

Abstract

The purposes pf the research are: (1) to analyze the external factor andinternal factor of KJKS BMT Syariah Sejahtera. (2) To analyze the strengthen,weaknesses, opportunity, and threat of KJKS BMT Syariah Sejahtera. (3)To formulate the alternative strategic management of KJKS BMT SyariahSejahtera. The research uses descriptive qualitative method approach aboutstrategy management of KJKS BMT Syariah Sejahtera with businessenvironment analysis approach that consists of external environment andinternal environtment. The external environment consists of generalenvirontment such as: politic, economic, social, and technology (PEST) andalso industrial environment. Internal environmen tcosists of oganization aspek, moneter, weaknesses, opportunity and threat (SWOT Analysis) are formulated in alternatif strategic mangement of KJKS BMT Syariah Sejahtera. The result of the research show that general environment of KJKS BMT Syariah Sejahtera shows a good enaugh prospect. Industrial environment shpws that there isi any high competition. Internal environment shows that KJKS BMT Syariah Sejahtera has three primer competitions. Based on the SWOT Analysis, shows that in SWOT – 4K quadrant, the position of KJKS BMT Syariah Sejahtera in the I quadrant in 0,09 position for strengthen-weaknesses and 2,40 for opprtunity-threat. The position shows that the alternative strategic mangement that can be done by KJKS BMT Syariah Sejahtera is the growth strategy in corporate strategy and focus strategy in business strategy. The result of the research is aspcted useful for KJKS BMT Syariah Sejahtera and others micro syariah finance, and also for the writer
SUPERVISION OF SHARIA COOPERATIVES BASED ON FINANCIAL STATEMENTS: Analysis of Financial Statements of BMT Tumang 2015-2019 Dwi Harmoyo; M. Arif Kurniawan
NUsantara Islamic Economic Journal Vol. 1 No. 1 (2022): 2022 January
Publisher : Department of Islamic Economic, Faculty of Economic and Business, Nahdlatul Ulama Islamic University (UNISNU) Jepara, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (598.764 KB) | DOI: 10.34001/nuiej.v1i1.64

Abstract

This research discusses the supervision of sharia cooperative with financial statement basic, the document study of BMT Tumang Financial Statement from 2015 to 2019 Year. The research is sequential exploratory research, it's mean to mix between quantitative research and qualitative research, quantitative method to use financial statement analyze approach next to explained in qualitative descriptive approach. The purposes of the research to assess and describe into criteria (disobedient, less obedient, quite obedient, obedient) of cooperative compliance, financial compliance, and sharia compliance. Cooperative compliance that consists of cooperative principles such as: giving, democratist, justice of profit laverge, resource appreciate, and independence. Financial compliance that consists of financial management such as: capitaly, productive assets, efficiency, liquidity, and growth. Sharia compliance that consists of sharia principle such as: amanah, muamalah, khalifah, 'is, interest free, and uncentralistic economic. The result of the research show that BMT Tumang has obedient to compliance of membering, abedient to compliance of democratic, less obedient to compliance of justice, less obedient to compliance of profit laverge, quite obedient to compliance of resource appreciate, and less obedient to compliance of independence. BMT Tumang has less obedient to compliance of capitaly, obedient to compliance of productive assets, quite obedient to compliance of efficiency, less obedient to compliance of liquidity, less obedient to compliance of growth. BMT Tumang has obedient to compliance of amanah, quite obedient to compliance of muamalah, obedient to compliance of khalifah, less obedient to compliance of 'is, less obedient to compliance of interest free and obedient to compliance of uncentralistic economic. The research results would be better use observation and interview also. The supervision of sharia cooperative with financial statement basic aspected is useful for supervisors of sharia cooperative to compliance assessment.
Co-Authors M. Arif Kurniawan