Jurnal Ekonomi & Keuangan Islam
Volume 5 No. 1, January 2019

Analisis pengaruh faktor internal bank dan eksternal terhadap Non-Performing Financing (NPF) pada Bank Perkreditan Rakyat Syariah di Indonesia

Rindang Nuri Isnaini Nugrohowati (Fakultas Ekonomi, Universitas Islam Indonesia, Yogyakarta, Indonesia)
Syafrildha Bimo (Fakultas Ekonomi, Universitas Islam Indonesia, Yogyakarta, Indonesia)

Article Info

Publish Date
26 Feb 2019

Abstract

This study aims to determine the internal and macroeconomic factors that influence Non-Performing Financing (NPF) of BPRS (Sharia Rural Banks) in Indonesia. Data analysis method used in this study is panel data regression by taking a sample of 54 BPRS from 2012 to 2017 biannually. The results of this study show that toward NPF of BPRS in Indonesia, the variable of Total Asset has no significant effect, CAR and ROA have a negative and significant effect, while OER has a positive and significant effect. Meanwhile, the macroeconomic variables of BI Rate and PDRB have a positive and significant effect toward NPF of BPRS in Indonesia. Lastly, the variables of inflation and unemployment have no effect toward NPF of BPRS in Indonesia.

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Journal Info
Jurnal Ekonomi & Keuangan Islam
Website

Abbrev

JEKI

Publisher

Universitas Islam Indonesia

Subject

Economics, Econometrics & Finance

Description

AIMS Jurnal Ekonomi dan Keuangan Islam (JEKI) covers in detail a large number of topics related to Islamic Economics and Islamic Finance, comprising the latest empirical studies, country-specific studies, policy evaluations on Islamic economics and comparative international Islamic finance. This ...