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All Journal MIMBAR (Jurnal Sosial dan Pembangunan) EQUILIBRIUM AKSES: Jurnal Ekonomi dan Bisnis Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan Global Review of Islamic Economics and Business Jurnal Ekonomi & Keuangan Islam JESI (Jurnal Ekonomi Syariah Indonesia) Abdimas UNWAHAS : Jurnal Pengabdian Masyarakat UNWAHAS
Nugrohowati, Rindang Nuri Isnaini
Fakultas Ekonomi, Universitas Islam Indonesia
Agriculture, Biological Sciences & Forestry Chemical Engineering, Chemistry & Bioengineering Economics, Econometrics & Finance Languange, Linguistic, Communication & Media Medicine & Pharmacology Social Sciences

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Study on The Efficiency of Indonesian Sharia Rural Banks: Two Stage Approach Nugrohowati, Rindang Nuri Isnaini
Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan Vol 20, No 1 (2019): JEP 2019 (In Progress Issue)
Publisher : Muhammadiyah University Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jep.v20i1.6692

Abstract

The Effect of Zakat Institution System and Government Support on Intention to Pay Zakat: Knowledge as A Moderating Variable Sudarsono, Heri; Nugrohowati, Rindang Nuri Isnaini; Tumewang, Yunice Karina
EQUILIBRIUM Vol 9, No 2 (2021): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v9i2.11605

Abstract

This study aims to determine the effect of attitudes, subjective norms, zakat institution system and government support in influencing the interest of the government and private officers to pay zakat. This study also aims to determine the extent of muzakki’s knowledge of zakat in improving attitudes, subjective norms, zakat institutional systems and government support in the interest of the government and private officers to pay zakat. Respondents in this study are 402 respondents consisting of 154 government officers and 248 private officers who live in 6 big cities in Java, such as Jakarta, Serang, Bandung, Semarang, Yogyakarta and Surabaya. This research uses the Partial-Least-Square Structural Equation Modeling (PLS-SEM) analysis technique with the Theory of Reasoned Action (TRA) model. The finding reveals that attitudes, subjective norms, zakat institutional system, and government support affect the government and private officers' interest in paying zakat. Meanwhile, knowledge as a moderating variable does not strengthen the influence of attitudes, zakat institutional systems and government support. Still, it reinforces the subjective norms of government and private officers in influencing intention to pay zakat. BAZNAS can collaborate with educational institutions, professional institutions, community institutions and utilize social networks to increase public knowledge about zakat. Hence, knowledge about zakat supports subjective norms and attitudes, zakat institutional system, and government support.
Analisa Faktor-Faktor Yang Mempengaruhi Harga Obligasi Bank Muamalat Periode Juli 2008 - Desember 2014 Rosida Dwi Ayuningtyas; Rindang Nuri Isnaini Nugrohowati
AKSES: Jurnal Ekonomi dan Bisnis Vol 10, No 19 (2015)
Publisher : Universitas Wahid Hasyim

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (106.105 KB) | DOI: 10.31942/akses.v10i19.2049

Abstract

The paper attempts to analyze the influence of deposit interest rate, profit sharing, exchangerate, Jakarta islamic index, financing debt ratio, and return on equity to sharia bond price ofIndonesia muamalat bank period july2008 until December 2014. The model used is errorcorrection model (ECM), with monthly time series data sourced from Indonesia stockexchanges, central bank, and financial services authorities. The result of the analysis showthat in the short run, the rupiah exvhange rate against the US dollar has a significantinfluence on the sharia bond price of Indonesia muamalat bank with its probability value0.0068, while the long term Jakarta Islamic index has significant effect with the probabilityvalue 0.0150 to the sharia bond price of the Indonesia muamalat bank in july period 2008until December 2014Keywords: Islamic bond, Islamic bank, macroeconomic, ECM model
Measuring The Efficiency of Indonesian Sharia Rural Banks: Two Stage Approach Rindang Nuri Isnaini Nugrohowati
Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan Vol 20, No 1 (2019): JEP 2019
Publisher : Muhammadiyah University Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jep.v20i1.6692

Abstract

This paper aims to measure the efficiency level of Sharia Credit Banks in Indonesia over the period of 2012 to 2015. In the first stage, this study uses a Two Stage Approach to measure the level of efficiency with Data Envelopment Analysis (DEA) using the Banxia Frontier Analysis (BFA) software. Then, the second stage involves the analysis of factors that influence the efficiency level of a bank by panel data regression method. On the basis of the test, it is revealed that the Sharia Rural Banks in Indonesia during the study period are not been fully efficient. Some internal factors of the bank, namely BOPO ratios, have a significant adverse impact on the efficiency, while KPPM has a positive and significant influence on the efficiency of BPRS in Indonesia. Meanwhile the total asset, NPF and ROA variables have no significant effect on the efficiency, while the interest rate or BI Rate and inflation have a positive and significant influence on the efficiency of the BPRS.
PERBANDINGAN TINGKAT PROFITABILITAS DAN LIKUIDITAS DARI ASSET-LIABILITIES MANAGEMENT PADA BANK SYARIAH DAN BANK KONVENSIONAL Rindang Nuri Isnaini Nugrohowati
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 5, No 1 (2015)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (229.349 KB) | DOI: 10.21927/jesi.2015.5(1).1-11

Abstract

Abstract The banking sector has a very important position for the economic systemof a country. The banking system, which is part of the financial system willaffect the course of the economic system as a whole. If the banking system isweak then the system will also be weak economy. Banking is an intermediaryinstitution is the institution that channel funds from surplus funds (surplusunits) to the sectors that lack of funds (defi cit units). With the banking economic actors in need of funds can be met so that the economy can continue to run. In this study will specifi cally analyze the comparison of the level of profi tability of the asset-liability management in Islamic banks and conventional banks are seen from the return on assets and return on equity rises. It also will be studied comparative level of liquidity in Islamic banks and conventional banks are seen from the loan to deposit ratio and Capital Adequacy Ratio. By Hyphothesis is as follows : Ha1: there are differences in the level of profitability of the asset-liabilitymanagement in Islamic banks and conventional banks are seen from the return on assets and return on equity Ha2: there are differences in the level of liquidity in Islamic banks andconventional banks are seen from the loan to deposit ratio and Capital Adequacy Ratio Data analysis has been done obtained the following conclusions, based onmeans testing compare with test Independent-Samples t-test showed that the level of tability seen from ROA and ROE between Islamic Bank and Bank Konvensiona show any signifi cant difference. This is demonstrated by tests of signifi cance 0.02 0.05 for FDR, while for the signifi cance test CAR of 0.38> 0.05. Keyword: Profi tabilitas, Likuiditas, Asset Liabilities Management, Bank Syariah
Analisis pengaruh faktor internal bank dan eksternal terhadap Non-Performing Financing (NPF) pada Bank Perkreditan Rakyat Syariah di Indonesia Rindang Nuri Isnaini Nugrohowati; Syafrildha Bimo
Jurnal Ekonomi & Keuangan Islam Volume 5 No. 1, January 2019
Publisher : Faculty of Economics, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jeki.vol5.iss1.art6

Abstract

This study aims to determine the internal and macroeconomic factors that influence Non-Performing Financing (NPF) of BPRS (Sharia Rural Banks) in Indonesia. Data analysis method used in this study is panel data regression by taking a sample of 54 BPRS from 2012 to 2017 biannually. The results of this study show that toward NPF of BPRS in Indonesia, the variable of Total Asset has no significant effect, CAR and ROA have a negative and significant effect, while OER has a positive and significant effect. Meanwhile, the macroeconomic variables of BI Rate and PDRB have a positive and significant effect toward NPF of BPRS in Indonesia. Lastly, the variables of inflation and unemployment have no effect toward NPF of BPRS in Indonesia.
The Intention to Hoard Food and Help during Covid-19 Pandemic Heri Sudarsono; Retty Ikawati; Rindang Nuri Isnaini Nugrohowati
MIMBAR (Jurnal Sosial dan Pembangunan) Volume 38, No. 1, (June, 2022) [Accredited Sinta 2] No 10/E/KPT/2019]
Publisher : Universitas Islam Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (439.948 KB) | DOI: 10.29313/mimbar.v0i0.9270

Abstract

The government issued an emergency public activity restrictions policy to reduce Covid 19 cases. This policy causes people to tend to hoard food to anticipate food shortages. In addition, this policy creates empathy among the community to help others because some people have difficulty earning income. This study determines the effect of subjective norms (SN), perceived behavior control (PBC), health awareness (HAW), perceived social support (PSS), and religiosity (RE) on the intention in hoarding food (INHF) and helping people (INHP)  during restrictions. The respondents comprised 436 people from 22 provinces in Indonesia. Hypotheses were tested using the Structural Equation Modeling (SEM) analysis method with Partial Least Square (SmartPLS) software. The results showed that SNHF affected INHF, while PBCHF and PBCHP positively affected the INHF and INHP. Moreover, PSS had a positive impact on the INHP, HAW negatively affected INHF and INHP, while RE does not affect INHF and INHP. This study analyzes the impact of the emergency public activity restrictions  (PPKM) policy in influencing SN, PBC, HAW, PSS, and RE to affect INHF and INHP during the COVID-19 pandemic in Indonesia.
MENCIPTAKAN ENTREPRENEUR MANDIRI MELALUI PELATIHAN KEWIRAUSAHAAN BAGI GENERASI MUDA Rindang Nuri Isnaini Nugrohowati; Ari Rudatin
ABDIMAS UNWAHAS Vol 6, No 2 (2021)
Publisher : Universitas Wahid Hasyim Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31942/abd.v6i2.5697

Abstract

Berwirausaha merupakan salah satu cara yang dapat ditempuh untuk membangun kemandirian ekonomi. Menumbuhkan jiwa wirausahan dapat dilakukan dengan memberikan pelatihan ketrampilan kepada generasi muda terutama yang memiliki keterbatasan untuk mengakses pendidikan tinggi seperti anak-anak panti asuhan. Permasalahan yang dihadapi oleh anak-anak panti asuhan adalah keterbatasan dana sehingga mereka hanya mampu menyelesaikan pendidikan Sekolah Menengah Atas (SMA). Karena rendahnya pendidikan mereka tidak mampu bersaing untuk mendapatkan pekerjaan yang layak. Berdasarkan latar belakang tersebut maka dilakukan kegiatan pengabdian dengan memberikan pelatihan ketrampilan menjahit bagi anak-anak panti asuhan. Tujuan dari kegiatan ini adalah untuk menumbuhkan jiwa kewirausahaan sehingga anak-anak panti dapat membangun usaha secara mandiri. Disamping itu kegiatan ini bertujuan untuk memberikan ketrampilan yang sebelumnya tidak diperoleh dibangku sekolah. Metode pelaksanaan diawali dengan memberikan motivasi berwirausaha melalui pendekatan yang santai dan menyenangkan agar anak-anak merasa nyaman. Metode selanjutnya yaitu memberikan pelatihan ketrampilan menjahit mulai dari proses membuat pola hingga praktik menjahit. Hasil dari kegiatan pengabdian ini adalah anak-anak panti asuhan memiliki ketrampilan menjahit sehingga mampu membuat pakaian sendiri. Kegiatan pengabdian ini juga membuka pengetahuan baru bagi anak-anak tentang kewirausahaan yang dapat digunakan sebagai bekal ketika mereka lulus sekolah. Kata kunci : Panti Asuhan Ghifari, ketrampilan, kewirausahaan
Investigating The Determinants of Islamic Bank’s Profitability: A Cross Countries Analysis Rindang Nuri Isnaini Nugrohowati; Muhammad Hamdan Syafieq bin Ahmad; Faaza Fakhrunnas
Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan Vol 23, No 2 (2022): JEP 2022
Publisher : Muhammadiyah University Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jep.v23i2.20409

Abstract

The measurement of bank profitability has an essential role in the banking sector’s success and is an indicator for predicting financial distress. This study aims to look at the determinants of the profitability of Islamic banks by including the bank’s internal and macroeconomic variables. The study focuses on Islamic banking in 10 countries with the most prominent Islamic finance sector during the 4th quarterly data period from 2016 to the 4th quarter of 2021. The data analysis method in this study uses panel data fixed effect model analysis. The results showed that the bank’s internal variables, namely bank size, capital adequacy, liquidity, and banking stability, are important factors that affect profitability. Interesting findings show that increased financial inclusion variables and labor productivity can encourage high profitability growth. Meanwhile, GDP and inflation also affect banking performance from the macro sector. The study implies that Islamic bank needs to manage the internal financial condition properly to achieve and maintain the performance. In addition, to increase the performance the bank needs to heighten the human resources capacity while the financial authorities are required to issue the policies to support the development of Islamic banks.
The Determinant of Indonesia Enterpreneur’s Intention to Pay Zakat: Does Government Support Matter? Akhsyim Afandi; Heri Sudarsono; Rindang Nuri Isnaini Nugrohowati; Yunice Karina Tumewang
Global Review of Islamic Economics and Business Vol. 10 No. 1 (2022)
Publisher : Faculty of Islamic Economics and Business, State Islamic University Sunan Kalijaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/grieb.2022.101-08

Abstract

This study aims to analyze the entrepreneur’s behavior to pay zakat and to formulate the role of zakat institutions such as the National Zakat Board (BAZNAS) and Amil Zakat Institution (LAZ) in improving total zakat collection. Total respondents in this research are 751 entrepreneurs across 28 provinces in Indonesia. Partial least squares structural equation modeling (PLS-SEM) was used to know the entrepreneur’s behavior in paying zakat. Attitude toward moral reasoning, influence of religious leaders, peer influence, zakat knowledge, zakat system structure, enforcement of zakat law, and government support affect the interest of entrepreneurs to pay zakat. However, the attitude toward zakat evasion and transparency of zakat management does not affect the interest of entrepreneurs to pay zakat. The role of the government is getting a spotlight in this study because of its significance in formulating relevant policies to increase the interest of entrepreneurs to pay zakat. The establishment and supervision of zakat institutions as well as the issuance of supportive regulation is considered important in this study.
Co-Authors Akhsyim Afandi Ayuningtyas, Rosida Dwi Faaza Fakhrunnas Heri Sudarsono Heri Sudarsono Ikawati, Retty Muhammad Hamdan Syafieq bin Ahmad Rudatin, Ari Syafrildha Bimo Tumewang, Yunice Karina Yunice Karina Tumewang