The aim of this research is to determine the tendency of financial stress as well as the differences between gender categories. The sampling method used is the census with a chi square technique. After the analysis, the results show that both of the hypothesis are accepted, which means that there is a tendency to experience a financial stress and the women tend to experience higher financial stress compared with men. This is due to an mistake in the management of personal finance. Key word : personal finance, financial stress, Gender
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