Asy Syar'iyyah: Jurnal Ilmu Syari'ah dan Perbankan Islam
Vol 4 No 1 (2019): Asy-Syar'iyyah Juni 2019

Konsep dan Perhitungan Bagi Hasil pada Penghimpunan Dana (Funding) di Bank Syariah

Rudi Hartono (IAIN Syaikh Abdurrahman Siddik Bangka Belitung)



Article Info

Publish Date
27 Jun 2019

Abstract

Sharia bank fund raising products are known as deposits, which generally consist of demand deposits for wadiah, mudharabah savings deposits, and deposits. The operational principle in Islamic banks that are applied in collecting public funds is the principle of wadi'ah and mudharabah. In the case of the authority of the mudharabah law is divided into two, namely mudharabah mutlaqoh and mudharabah muqoyyadah. The steps taken in calculating the profit-sharing of funds in Islamic banks include using the revenue sharing method, separating funds originating from mudharabah investment, calculating all total funds, calculating the average financing, summing total income, subtracting the percentage of investment, and determining the amount of profit obtained. The method used in deriving revenue sharing for depositors in Islamic banks is to use the calculation of investment returns per thousand and use profit-sharing calculations based on the average daily balance of all deposits and similar distribution income

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Journal Info

Abbrev

asy

Publisher

Subject

Religion Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

Description

Asy-Syar’iyyah specializes in sharia, Islamic law, family law, muamalah (Islamic economic law), Islamic economics, Islamic finance, Islamic accounting, and Islamic banking and is intended to communicate original research and current issues on the subject. This journal warmly welcomes contributions ...