Cita Ekonomika: Jurnal Ilmu Ekonomi
Vol 12 No 1 (2018): Cita Ekonomika: Jurnal Ilmu Ekonomi

PENGARUH CAPITAL ADEQUACY RATIO (CAR) DAN RETURN ON ASSETS (ROA) TERHADAP PENYALURAN KREDIT PADA PT BANK TABUNGAN PENSIUNAN NASIONAL Tbk

Jancen Roland Patty (Unknown)

Article Info

Publish Date
01 May 2018

Abstract

This study aims to analyze the effect of Capital Adequacy Ratio (CAR) on lending and Analyze the effect of Return On Assets (ROA) on lending to PT Bank Tabungan Pensiunan Nasional Tbk, the period 2011 – 2015. This research is an empirical research, with data collection techniques used are documentation techniques. The analysis used is multiple regression analysis with the least squares equation and hypothesis testing using t-statistics to test the coefficient of partial regression and F-statistics to influence the effect together with a confidence level of 5%. The results showed that, Capital Adequacy Ratio (CAR) and Return On Assets (ROA) partially had a significant positive effect on credit distribution at PT Bank Tabungan Pensiunan Nasional Tbk.

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Journal Info
Cita Ekonomika: Jurnal Ilmu Ekonomi
Website

Abbrev

citaekonomika

Publisher

Universitas Pattimura

Subject

Humanities Economics, Econometrics & Finance Social Sciences

Description

Cita Ekonomika: Jurnal Ilmu Ekonomi (CitEk), Merupakan Jurnal yang diterbitkan oleh Program Studi Ekonomi Pembangunan Fakultas Ekonomi dan Bisnis Universitas Pattimura bertujuan untuk menjadi media pertukaran informasi dan penyebarluasan karya ilmiah di kalangan akademisi, alumni, mahasiswa, ...