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All Journal Jurnal Maneksi (Management Ekonomi Dan Akuntansi) Cita Ekonomika: Jurnal Ilmu Ekonomi
Jancen Roland Patty
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Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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PENGARUH CAPITAL ADEQUACY RATIO (CAR) DAN RETURN ON ASSETS (ROA) TERHADAP PENYALURAN KREDIT PADA PT BANK TABUNGAN PENSIUNAN NASIONAL Tbk Jancen Roland Patty
Jurnal Cita Ekonomika Vol 12 No 1 (2018): Cita Ekonomika: Jurnal Ilmu Ekonomi
Publisher : Jurusan Ekonomi Pembangunan, FEB Universitas Pattimura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51125/citaekonomika.v12i1.2128

Abstract

This study aims to analyze the effect of Capital Adequacy Ratio (CAR) on lending and Analyze the effect of Return On Assets (ROA) on lending to PT Bank Tabungan Pensiunan Nasional Tbk, the period 2011 – 2015. This research is an empirical research, with data collection techniques used are documentation techniques. The analysis used is multiple regression analysis with the least squares equation and hypothesis testing using t-statistics to test the coefficient of partial regression and F-statistics to influence the effect together with a confidence level of 5%. The results showed that, Capital Adequacy Ratio (CAR) and Return On Assets (ROA) partially had a significant positive effect on credit distribution at PT Bank Tabungan Pensiunan Nasional Tbk.
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI KEPUTUSAN PEMBELIAN KONSUMEN PRODUK ASURANSI (Studi Kasus Produk Sinarmas MSIG life Link 88 pada PT.Asuransi Jiwa Sinarmas MSIG life Cabang Ambon)” Jancen Roland Patty
Jurnal Cita Ekonomika Vol 12 No 2 (2018): Cita Ekonomika: Jurnal Ilmu Ekonomi
Publisher : Jurusan Ekonomi Pembangunan, FEB Universitas Pattimura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51125/citaekonomika.v12i2.2652

Abstract

This study aims to empirically examine the effect of product factors, price factors, promotion factors, people and service process factors on consumer purchasing decisions in choosing Smile Link 88 products at PT. Sinarmas Life Insurance MSIG life Ambon Branch. This research is empirical research, with the sampling technique used is purposive sampling. The analysis used is multiple regression analysis with the least squares equation and hypothesis testing using t-statistics to test the coefficient of partial regression and F-statistics to influence the effect together with a confidence level of 5%.The results of the granting show that, in terms of product factor have a significant effect on consumer purchasing decisions in choosing Smile Link 88 products, the price factor has a significant effect on consumer purchasing decisions in choosing Smile Link 88, promotion factors have a significant effect on Consumer purchasing decisions in choosing Smile Link 88 products, people factors have a significant effect on consumer purchasing decisions in choosing Smile Link 88 products and service process factors (process) have a significant effect on consumer purchasing decisions in choosing Smile Link 88 products at PT Life Insurance SinarmasMSIG life Ambon Branch.
PENGEMBANGAN POTENSI EKONOMI DESA: (Study Pada Desa Larike, Kecamatam Leihitu Barat, Kabupaten Maluku Tengah) Semy Pesireron; Mis Fertyno Situmeang; Jancen Roland Patty
Jurnal Maneksi (Management Ekonomi Dan Akuntansi) Vol. 11 No. 2 (2022): Desember
Publisher : Politeknik Negeri Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (348.769 KB) | DOI: 10.31959/jm.v11i2.1188

Abstract

The potential of Larike Village vary such as agriculture and plantation, tourism object and home craft industry. However, these potentials have not been explored in such a way, so it brings profit and even improves the community's economy. This study aims to identify and develope the economic potential of the Larike Village, west Leihitu sub-district, of Central Maluku District. The type of this research is descriptive qualitative. Qualitative approach because this is a case study where the researcher collects a number of indepth information or data on cases symptons related to the economic potential of the village, the Larike Village.  The data analysis used in this study is a Qualitative Descriptive Analysis.  This analysis is focused on identifying the potential sector of the economic village with the  following steps: first, describe economic potential of the village; second: describe the pattern of developing on the  village's economic potential. The result if this study indicates that the agricultural and the plantation sectors can be developed by incraesing the knowledge and skills of farmers. Through agricultural extensions, provision of production support equipment and the formation of farming business groups.  From the tourism object sector can be developed through two approaches namely, the market and physical approaches. From the houshold creative industry sector, it can be developed on aspects of capital and raw materials; and aspects of appropriate technology and marketing.. Key Words: Village’s Economic Potential
Co-Authors Mis Fertyno Situmeang Semy Pesireron