Jurnal Ilmu Manajemen
Vol 10, No 2 (2021): Jurnal Ilmu Manajemen

Pengaruh Non Performing Financing, Financing to Deposit Ratio, dan Capital Adequacy Ratio terhadap Tingkat Bagi Hasil Deposito Mudharabah

Oktaviani, Nurul Rizka (Unknown)
Riyadi, Selamet (Unknown)



Article Info

Publish Date
16 Jun 2021

Abstract

This study aims to analyze the effect of Non Performing Financing (NPF), Financing to Deposit Ratio (FDR), and Capital Adequacy Ratio (CAR) on the profit sharing rate of mudharabah deposits at Bank Syariah Mandiri 2010-2019. The data used in this study are data from the complete annual financial reports for 2010-2019. The analysis technique used in this research is multiple regression analysis. The results showed that partially the Non Performing Financing (NPF) and the Financing to Deposit Ratio (FDR) had no effect on the profit sharing rate of mudharabah deposits. Meanwhile, the Capital Adequacy Ratio (CAR) partially has a significant negative effect on the profit sharing rate of mudharabah deposits. Simultaneously, Non Performing Financing (NPF), Financing to Deposit Ratio (FDR), and Capital Adequacy Ratio (CAR) have a significant effect on the profit sharing rate of mudharabah deposits. The results of this study can be used as an assessment material in maintaining and improving the bank's financial performance in order to be better and further researchers can expand the limitations contained in this study, namely by expanding the object of research in order to obtain better research results.

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Journal Info

Abbrev

ilmu_manajemen

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

Jurnal Ilmu Manajemen is published by Pascasarjana Management Department. It is published twice year in June and December. Jurnal Ilmu Manajemen publish papers in the field of management science that give contribution to the development of management science, and management practices. We accept ...