Jurnal Ilmu Ekonomi
Vol. 2 No. 3 (2018): Jurnal Ilmu Ekonomi

ANALISIS TINGKAT PEMBIAYAAN BANK UMUM SYARIAH TAHUN 2007-2016

Selva Kurnia Oneestasya (Universitas Muhammadiyah Malang)
Idah Zuhroh (Universitas Muhammadiyah Malang)
Muhammad Sri Wahyudi Suliswanto (Universitas Muhammadiyah Malang)



Article Info

Publish Date
05 Nov 2018

Abstract

This study aims to describe the characteristics of Third Party Fund (DPK), Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR) and total assets as well as to examine the effect of third party funds (DPK), Capital Adequacy Ratio (CAR), Financing to deposit Ratio (FDR) and total assets simultaneously and partially to finance the Islamic Banks Year 2007-2016.The analysis technique used in this research is multiple linear regression. The hypothesis tests use t-test (to test the effect of variable partial) and F-test (test the effect of variables simultaneously) with significance level of 5% (0:05). The results shows that simultaneously affect independent variables (DPK, CAR, FDR and total assets) The dependent variable (financing) amounted to 99.74%, while the other 0. 26% are influenced by other factors not disclosed in this study. Partially DPK, FDR and total assets have positive and significant effect. While CAR no significant positive effect on the financing of Islamic Banks Year 2007-2016.Keywords : Capital Adequacy Ratio, Third Party Funds, Financing to Deposit Ratio and Distribution of Funds

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Journal Info

Abbrev

jie

Publisher

Subject

Economics, Econometrics & Finance Social Sciences

Description

Jurnal Ilmu Ekonomi, aims to bridge the gap between research and practice, providing information, ideas and opinion, in addition to critical examinations of advances in economic research. Through the coverage of policy and economic developments, the latest results of research into the assessment of ...