Jurnal Kajian Ekonomi dan Pembangunan
Vol 1, No 2 (2019): Jurnal Kajian Ekonomi dan Pembangunan

ANALISIS SUKU BUNGA, INFLASI DAN KREDIT MACET MODAL KERJA DI INDONESIA

Poeja Maura (Universitas Negeri Padang)
Yeniwati Yeniwati (Universitas Negeri Padang)



Article Info

Publish Date
09 Jul 2019

Abstract

This study aims to determine the effect of reference interest rates on inflation and bad credit working capital and also see how the effect of inflation on bad credit working capital in Indonesia. The type of research used is descriptive and associative research, namely research that describes the research variable and finds the presence or absence of influence between the independent variable and the dependent variable. The type of data in this study are quantitative secondary data and time series from 2016M6-2018M11 with documentation data collection techniques sourced from Bank Indonesia (BI), Financial Services Authority (OJK), Central Statistics Agency (BPS), and other library studies . Data were analyzed using multiple linear regression models with steps: (1) classical assumptions, (2) hypothesis testing, and (3) test coefficient of determination (R2). The results of this study indicate that: (1) The benchmark interest rate has a negative and significant relationship to inflation. (2) The reference interest rate has a positive and significant relationship to non-performing loans of working capital in Indonesia. (3) Inflation has a non-significant and negative relationship to non-performing loans of working capital in Indonesia. This study aims to determine the effect of reference interest rates on inflation and bad credit working capital and also see how the effect of inflation on bad credit working capital in Indonesia. The type of research used is descriptive and associative research, namely research that describes the research variable and finds the presence or absence of influence between the independent variable and the dependent variable. The type of data in this study are quantitative secondary data and time series from 2016M6-2018M11 with documentation data collection techniques sourced from Bank Indonesia (BI), Financial Services Authority (OJK), Central Statistics Agency (BPS), and other library studies . Data were analyzed using multiple linear regression models with steps: (1) classical assumptions, (2) hypothesis testing, and (3) test coefficient of determination (R2). The results of this study indicate that: (1) The benchmark interest rate has a negative and significant relationship to inflation. (2) The reference interest rate has a positive and significant relationship to non-performing loans of working capital in Indonesia. (3) Inflation has a non-significant and negative relationship to non-performing loans of working capital in Indonesia. <w:LsdException Locked="false" Priority="40" Name="Grid

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Journal Info

Abbrev

epb

Publisher

Subject

Economics, Econometrics & Finance Social Sciences

Description

Jurnal Kajian Ekonomi dan Pembangunan (JKEP) is a peer-reviewed journal that provides a forum for scientific works pertaining to Development Economics. This journal was first published since June 2019 by the Universitas Negeri Padang.This journal published four times a year and has e-ISSN 2656-0356. ...