JEMPER (Jurnal Ekonomi Manajemen Perbankan)
Vol 4, No 1 (2022): JEMPER Januari

Anteseden Profitabilitas Bank BUMN di Indonesia

Andry Priharta (Universitas Muhammadiyah Jakarta)
Darto Darto (Universitas Muhammadiyah Jakarta)
Nur Asni Gani (Universitas Muhammadiyah Jakarta)
Jaharuddin Jaharuddin (Universitas Muhammadiyah Jakarta)



Article Info

Publish Date
11 Apr 2022

Abstract

The purpose of this study is to prove empirically whether capital Adequacy Ratio, Non-Performing Loan, Loan to Deposit Ratio, Net Interest Margin and Company Size affect the profitability of state-owned banks listed on the Indonesia Stock Exchange (IDX) for the period 2011-2020. The method in this study is regression analysis of panel data. The population in this study is all state-owned bank companies listed on the Indonesia Stock Exchange (IDX) for the period 2011-2020. Selection of samples by purposive sampling method, selected research samples as many as 4 state-owned bank companies. The data analysis technique in this study is regression of panel data using annual data. The results of the F test study showed all independent variables namely Capital Adequacy Ratio, Non-Performing Loan, Loan to Deposit Ratio, Net Interest Margin and Company Size significantly affect profitability. The results of the t test found that variable Capital Adequacy Ratio and Loan to Deposit Ratio negatively had no significant effect on profitability. Non-Performing Loans negatively and significantly affect profitability. Net Interest Margin has a positive and significant effect on profitability. While the company's size variables have a positive effect on profitability.  Keywords: Capital Adequacy Ratio, Non-Performing Loan, Loan to Deposit Ratio, Net Interest Margin, SIZE, State-Owned Banks

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Journal Info

Abbrev

jemper

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Other

Description

JEMPER (Jurnal Ekonomi Manajemen Perbankan) is a scientific journal published by the S1 Economic Management Program and Banking D3 Program, and as a means of publicizing the results of research and sharing in the development of Financial management, Operational Management, Human Resource Management, ...