Jurnal Akuntansi, Manajemen Dan Ekonomi Islam (JAM-EKIS)
Vol. 4 No. 2 (2021): Jurnal Ilmiah Akuntansi, Manajemen dan Ekonomi Islam (JAM-EKIS)

PENGARUH NPF, CAR, DAN FDR TERHADAP PROFITABILITAS PADA BANK UMUM SYARIAH DI INDONESIA PERIODE 2016-2020

Fira Prasilia Dwintama (Institut Agama Islam Negeri Bengkulu)
Satrio Ramadhan (Institut Agama Islam Negeri Bengkulu)
Iman Fauqa Darajat (Institut Agama Islam Negeri Bengkulu)
Nurul Hak (Institut Agama Islam Negeri Bengkulu)
Kustin Hartini (Institut Agama Islam Negeri Bengkulu)



Article Info

Publish Date
01 Feb 2022

Abstract

ABSTRACTThis study aims to determine the effect of NPF, CAR, FDR on Profitability at Islamic Commercial Banks in Indonesia, with the research sample using the saturated sample method and the data used are NPF, CAR, FDR, and ROA data for Islamic commercial banks for the 2016-2020 period, taken from the official website of the Financial Services Authority, with multiple linear regression analysis as a data analysis technique. Based on the results of the study proves that NPF has a significant negative effect on the profitability of Islamic commercial banks with a regression coefficient of -0.28 and a significant value of 0.00. CAR has no significant effect on the profitability of Islamic commercial banks with a regression coefficient of 0.05 and a significant value of 0.08. FDR has no significant positive effect on the profitability of Islamic commercial banks with a regression coefficient of 0.00 and a significant value of 0.84. With a Prob (F-statistic) value of 0.00, simultaneously NPF, CAR, and FDR have a significant effect on profitability.Keywords: Influence, non performing financing, capital adequacy ratio, financing to deposit ratio,  profitability

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Journal Info

Abbrev

jamekis

Publisher

Subject

Humanities Economics, Econometrics & Finance Social Sciences

Description

Focus and Scope JAM-EKIS is a peer-reviewed journal. Ekombis invites academics and researchers who do original research in the fields of economics, management, and accounting, dan Islamic economic including but not limited to: Management Science Marketing Financial management Human Resource ...