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All Journal Journal of Management and Bussines (JOMB) Jurnal Akuntansi, Manajemen Dan Ekonomi Islam (JAM-EKIS)
Kustin Hartini
Institut Agama Islam Negeri Bengkulu
Humanities Economics, Econometrics & Finance Social Sciences

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ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI MINAT MASYARAKAT MENJADI NASABAH ASURANSI SYARIAH TAKAFUL DALAM PROGRAM ASURANSI PENDIDIKAN ANAK Indry Yani Rahayu; Erma Mega Cahyaningsih; M. Syakroni; Kustin Hartini
Jurnal Ilmiah Akuntansi, Manajemen dan Ekonomi Islam (JAM-EKIS) Vol. 4 No. 2 (2021): Jurnal Ilmiah Akuntansi, Manajemen dan Ekonomi Islam (JAM-EKIS)
Publisher : Universitas Muhammadiyah Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (748.247 KB) | DOI: 10.36085/jam-ekis.v4i2.2943

Abstract

ABSTRACTThe problem or purpose of this research is to find out and analyze factors that influence community interest in the Hibrida 8 Kelurahan Sidomulyo, Kecamatan Gading Cempaka, Kota Bengkulu to become a costomer in insurance Tafakul syariah Benggkulu city. This research is a type of field research with expos facto quantutative approach. Sources of data used in this study are primary data by collecting data using servey and questionnaires. Sampel on this study consisted  of  60 families The analytical technique used to test the validity of the data is the pearson correlation, while the reliability test uses the cronbach alpha method and using factor anality with the bartleet test of sphericity method. From result the research shows that from 6 variables identified as public interest variables to sharia insurance, especially insurance for children’s education in bengkulu. From 6 variables studied (x1) product, (x2) promotion, (x3) economic, (x4) personal, (x5) social, (x6) psychology.Keywords : Influencing Factors, Costomers, Children’s Education Insurance Program
PENGARUH NPF, CAR, DAN FDR TERHADAP PROFITABILITAS PADA BANK UMUM SYARIAH DI INDONESIA PERIODE 2016-2020 Fira Prasilia Dwintama; Satrio Ramadhan; Iman Fauqa Darajat; Nurul Hak; Kustin Hartini
Jurnal Ilmiah Akuntansi, Manajemen dan Ekonomi Islam (JAM-EKIS) Vol. 4 No. 2 (2021): Jurnal Ilmiah Akuntansi, Manajemen dan Ekonomi Islam (JAM-EKIS)
Publisher : Universitas Muhammadiyah Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (650.005 KB) | DOI: 10.36085/jam-ekis.v4i2.3121

Abstract

ABSTRACTThis study aims to determine the effect of NPF, CAR, FDR on Profitability at Islamic Commercial Banks in Indonesia, with the research sample using the saturated sample method and the data used are NPF, CAR, FDR, and ROA data for Islamic commercial banks for the 2016-2020 period, taken from the official website of the Financial Services Authority, with multiple linear regression analysis as a data analysis technique. Based on the results of the study proves that NPF has a significant negative effect on the profitability of Islamic commercial banks with a regression coefficient of -0.28 and a significant value of 0.00. CAR has no significant effect on the profitability of Islamic commercial banks with a regression coefficient of 0.05 and a significant value of 0.08. FDR has no significant positive effect on the profitability of Islamic commercial banks with a regression coefficient of 0.00 and a significant value of 0.84. With a Prob (F-statistic) value of 0.00, simultaneously NPF, CAR, and FDR have a significant effect on profitability.Keywords: Influence, non performing financing, capital adequacy ratio, financing to deposit ratio,  profitability
Peran Badan Usaha Milik Desa Urip Jaya dalam Upaya Peningkatan Ekonomi Masyarakat Kustin Hartini
Journal of Management and Bussines (JOMB) Vol 5 No 2 (2023): Journal of Management and Bussines (JOMB)
Publisher : IPM2KPE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/jomb.v5i2.5134

Abstract

This research aims to explore the role of BUMDes Urip Jaya in efforts to improve the economy of the people of Sumber Urip Village, Rejang Lebong Regency, Bengkulu Province. This research method is qualitative research with a descriptive approach. The results of the research show that the role of BUMDes Urip Jaya in efforts to improve the economy of the Sumber Urip village community has generally been going well, this can be seen from the ongoing activities of BUMDes business units including the Payment Point Online Bank (PPOB) business unit as a payment access center. electricity and water, a bokashi unit as a fertilizer supply service center and a tourism unit as a center for managing tourism village potential and also a tent unit which provides various kinds of tents for community celebration events. Conclusion. Keywords: BUMDes, Community Economy, Role of BUMDes
Co-Authors Erma Mega Cahyaningsih Fira Prasilia Dwintama Iman Fauqa Darajat Indry Yani Rahayu M. Syakroni Nurul Hak Satrio Ramadhan