Journal of Applied Finance & Accounting
Vol. 9 No. 1 (2022): Publish on June 2022

THE EFFECT OF BEHAVIOR, TRUST, AND LITERACY ABOUT PEER TO PEER LENDING ON FINANCIAL INCLUSION IN THE JAKARTA COMMUNITY

Yen Sun (Finance Program, School of Accounting, Bina Nusantara University, Jakarta, 11480 Indonesia)
Helen Angelina (Finance Program, School of Accounting, Bina Nusantara University, Jakarta, 11480 Indonesia)

Article Info

Publish Date
30 Jun 2022

Abstract

This study aims to analyze the effect of behavior, trust, and literacy about peer to peer lending towards financial inclusion in Jakarta. This research uses SEM (Structural Equation Modeling) research method which is processed using PLS software. The sample used in this study were 150 respondents. The results showed that: (1) Behavior and literacy had a significant effect on financial inclusion. (2) Trust does not significantly effect on financial inclusion. It was concluded that the better public behavior in financial matters supported with the higher public literacy about peer to peer lending services had a positive influence on financial inclusion in Jakarta.

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Journal Info
Journal of Applied Finance & Accounting
Website

Abbrev

JAFA

Publisher

Universitas Bina Nusantara

Subject

Economics, Econometrics & Finance

Description

Journal of Applied Finance & Accounting (JAFA) showcases useful theoretical and methodological results with the support of interesting empirical applications in the area of Finance and Accounting. Purely theoretical and methodological research with the potential for important applications is also ...