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All Journal Journal of Applied Finance & Accounting
Yen Sun
Finance Program, School of Accounting, Bina Nusantara University, Jakarta, 11480 Indonesia
Economics, Econometrics & Finance

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THE EFFECT OF BEHAVIOR, TRUST, AND LITERACY ABOUT PEER TO PEER LENDING ON FINANCIAL INCLUSION IN THE JAKARTA COMMUNITY Yen Sun; Helen Angelina
Journal of Applied Finance & Accounting Vol. 9 No. 1 (2022): Publish on June 2022
Publisher : Bina Nusantara University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21512/jafa.v9i1.8340

Abstract

This study aims to analyze the effect of behavior, trust, and literacy about peer to peer lending towards financial inclusion in Jakarta. This research uses SEM (Structural Equation Modeling) research method which is processed using PLS software. The sample used in this study were 150 respondents. The results showed that: (1) Behavior and literacy had a significant effect on financial inclusion. (2) Trust does not significantly effect on financial inclusion. It was concluded that the better public behavior in financial matters supported with the higher public literacy about peer to peer lending services had a positive influence on financial inclusion in Jakarta.
Co-Authors Helen Angelina