Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman
Vol 10, No 1 (2022)

E-money Analysis Of Debt Receivables Based on Sharia Perspective

Tapi Rumondang Sari Siregar (Universitas Negeri Medan)
Tuti Anggraini (Universitas Islam Negeri Sumatera Utara)
Asmuni Asmuni (Universitas Islam Negeri Sumatera Utara)



Article Info

Publish Date
28 Jun 2022

Abstract

The development of receivable transactions is currently increasingly complex. E-money is a transaction related to receivables or deposits. Every transaction that gives rise to receivables should be recorded (mahkum fiih) by the transacting party (mahkum alaih). This command is contained in the letter Al-Baqarah verse 282, this verse is the legal basis for recording. Transactions in e-money are always recorded by the issuer. The lawful use of electronic money creates differences of opinion. The Indonesian Ulema Council issued a fatwa allowing the use of Islamic electronic money as long as it did not violate the stipulated provisions. Some scholars believe that giving discounts (discounts) in e-money is haram because it provides benefits or advantages, and any credit that provides benefits or advantages for creditors is usury. This type of research is a literature study by collecting documentation from articles, journals, books, or other sources. The data processing and analysis technique in this research is descriptive analysis.

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Journal Info

Abbrev

Al-masharif

Publisher

Subject

Economics, Econometrics & Finance

Description

Al-masharif: Jurnal Ilmu Ekonomi dan Keislaman is a peer-reviewed journal, is an economics publication of original research and writing on islamic economics. The journal aims to provide a forum for scholarly understanding of the field of islamic economics and has an important role in promoting the ...