As-Syirkah: Islamic Economic & Financial Journal
Vol 1 No 2 (2022): As-Syirkah: Islamic Economic & Financial Journal

Analisis Nisbah Bagi Hasil Produk Deposito Mudharabah Dalam Lembaga Keuangan Syariah

Ayu Nursiah (UIN Raden Intan Lampung)
Bela Nopita Sari (UIN Raden Intan Lampung)
Dian Raudatul Firdausi (UIN Raden Intan Lampung)
Dina Yovita Ria (UIN Raden Intan Lampung)
Ahmad Hazas Syarif (UIN Raden Intan Lampung)



Article Info

Publish Date
09 Aug 2022

Abstract

Profit sharing is profit sharing system in wich the owner of the capital coorporate with the owner of the capital to carry out business activities.if the business activity generates a profit, it is shared by both and when it experiences a loss it is borne together as well. Sharia banking introduced a system to the public with the term Revenue Sharing, which is a profit sharing system that is calculated from the total fund management revenue without deducting the cost of managing funds. The concept of profit sharing aims as follows: (a). The owner of the funds will invest their funds through an Islamic financial institution that acts as the manager. (b). The sharia financial manager or institution will manage the funds in a pool of funds system and will then invest the funds into a viable and profitable project or business that meets the aspects of sharia. (c). Both parties sign a contract wich contains the scope of the cooperation, nominal, ratio and time period for the agreement. In this study, qualitative methods are used. The results of this research are use the result of this research are coorperation in profit sharing in banking product, especialy in mudharbah deposit product. So the profit sharing ratio in mudarabh products can be conlueded that the profits abotained are divided according to the agreed ra Keywords: business activity, profit sharing, sharia bank

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Journal Info

Abbrev

assyirkah

Publisher

Subject

Religion Economics, Econometrics & Finance Education Social Sciences

Description

As-Syirkah: Islamic Economic and Financial Journal is a scientific journal published by Ikatan Dai Indonesia (IKADI) in collaboration with Masyarakat Ekonomi Syariah (MES) and Intellectual Association for Islamic Studies (IAFORIS) . This journal contains scientific papers from academics, researchers ...