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All Journal As-Syirkah: Islamic Economic & Financial Journal
Dian Raudatul Firdausi
UIN Raden Intan Lampung
Religion Economics, Econometrics & Finance Education Social Sciences

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Analisis Nisbah Bagi Hasil Produk Deposito Mudharabah Dalam Lembaga Keuangan Syariah Ayu Nursiah; Bela Nopita Sari; Dian Raudatul Firdausi; Dina Yovita Ria; Ahmad Hazas Syarif
As-Syirkah: Islamic Economic & Financial Journal Vol 1 No 2 (2022): As-Syirkah: Islamic Economic & Financial Journal
Publisher : Ikatan Da'i Indonesia (IKADI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1192.347 KB) | DOI: 10.56672/syirkah.v1i2.24

Abstract

Profit sharing is profit sharing system in wich the owner of the capital coorporate with the owner of the capital to carry out business activities.if the business activity generates a profit, it is shared by both and when it experiences a loss it is borne together as well. Sharia banking introduced a system to the public with the term Revenue Sharing, which is a profit sharing system that is calculated from the total fund management revenue without deducting the cost of managing funds. The concept of profit sharing aims as follows: (a). The owner of the funds will invest their funds through an Islamic financial institution that acts as the manager. (b). The sharia financial manager or institution will manage the funds in a pool of funds system and will then invest the funds into a viable and profitable project or business that meets the aspects of sharia. (c). Both parties sign a contract wich contains the scope of the cooperation, nominal, ratio and time period for the agreement. In this study, qualitative methods are used. The results of this research are use the result of this research are coorperation in profit sharing in banking product, especialy in mudharbah deposit product. So the profit sharing ratio in mudarabh products can be conlueded that the profits abotained are divided according to the agreed ra Keywords: business activity, profit sharing, sharia bank
Co-Authors Ahmad Hazas Syarif Ayu Nursiah Bela Nopita Sari Dina Yovita Ria