Nusantara Islamic Economic Journal
Vol. 1 No. 1 (2022): 2022 January

Digital Islamic Financial Literacy and Inclusion on Profitability of Micro, Small and Medium Enterprises

Devi Pranatasari (Universitas Alma Ata)
Dhidhin Noer Ady Rahmanto (Universitas Alma Ata)
Ragil Satria Wicaksana (Universitas Alma Ata)



Article Info

Publish Date
28 Dec 2021

Abstract

Digital Islamic financial literacy and inclusion are the main factors in playing a role in increasing the profitability of Microfinance Microfinance Enterprises (MSMEs). This study uses a quantitative approach, data collection techniques using questionnaires, and the data source of this research is the owners of MSMEs in Bantul. Based on the results of this study, it is stated that digital Islamic financial literacy has a positive and significant effect on the profitability of MSMEs in Bantul, while digital Islamic financial inclusion has no significant effect on the profitability of MSMEs in Bantul. Taken together, digital Islamic financial literacy and inclusion simultaneously affect the profitability of MSMEs in Bantul. Limitations in this study are the limitations of two variables that affect profitability, of course, many variables affect profitability, and the sample in this study is only limited to Bantul.

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Journal Info

Abbrev

NUIEJ

Publisher

Subject

Religion Humanities Economics, Econometrics & Finance

Description

The journal welcomes manuscripts in the various topics including, but not limited to, Islamic economics and business, Islamic banking, finance and accounting, Sukuk, Islamic microfinance, Islamic philanthropy (zakat, waqf, and sadaqah), Supply chain management, Halal industry (foods, products, ...