cover
Contact Name
Aan Zainul Anwar
Contact Email
aanza@unisnu.ac.id
Phone
+6282221035302
Journal Mail Official
ekis@unisnu.ac.id
Editorial Address
Jl Taman Siswa, Tahunan, Jepara, Jawa Tengah, Indonesia
Location
Kab. jepara,
Jawa tengah
INDONESIA
Nusantara Islamic Economic Journal
ISSN : 28095855     EISSN : 28096738     DOI : 10.34001/nuiej
The journal welcomes manuscripts in the various topics including, but not limited to, Islamic economics and business, Islamic banking, finance and accounting, Sukuk, Islamic microfinance, Islamic philanthropy (zakat, waqf, and sadaqah), Supply chain management, Halal industry (foods, products, tourism), Management and Business, Creative economics, Entrepreneurship, Financial Technology, Auditing, and Economic thoughts.
Articles 35 Documents
Efficiency Analysis of Sharia Ventura Capital Companies Using Data Envelopment Analysis (DEA) Period 2014 – 2018 Fitri Sulistyorini; Rosida Dwi Ayuningtyas
NUsantara Islamic Economic Journal Vol. 1 No. 1 (2022): 2022 January
Publisher : Department of Islamic Economic, Faculty of Economic and Business, Nahdlatul Ulama Islamic University (UNISNU) Jepara, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (522.545 KB) | DOI: 10.34001/nuiej.v1i1.53

Abstract

Efficiency is one of the performance parameters that theoretically underlies the entire performance of a venture capital company. A lot of research on the efficiency of venture capital companies mostly focuses on conventional venture capital companies. Recently, Islamic venture capital companies have developed in various regions in Indonesia and are operated in a modern and sharia manner like other Islamic venture capital companies. This study evaluates the efficiency performance of Islamic venture capital companies in the period 2014 - 2018 (this study uses annual data) using Data Envelopment Analysis (DEA), where the first step is to measure the technical efficiency performance of venture capital companies using Data Envelopment Analysis (DEA) with using an intermediation approach. Based on the efficiency measurement using the DEA method, it shows that the Sharia Venture Capital Company during the 2014 - 2018 period was still inefficient. The efficiency value of the most efficient venture capital company is 100%. The data used in this study is secondary data, collected from financial reports published by the Financial Services Authority (OJK) and the websites of each company. The sampling technique used in this study was purposive sampling by taking a sample of 5 (five) Islamic venture capital companies. The input variables used in this study are total assets, capital and labor costs. While the output variable includes financing and revenue sharing.
Intention to Use Financing Products of Muamalat Banks in Polewali Mandar Halipah Halipah; Yeny Fitriyani; Purwanto Purwanto; Milna Wafirah
NUsantara Islamic Economic Journal Vol. 1 No. 1 (2022): 2022 January
Publisher : Department of Islamic Economic, Faculty of Economic and Business, Nahdlatul Ulama Islamic University (UNISNU) Jepara, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (576.425 KB) | DOI: 10.34001/nuiej.v1i1.54

Abstract

This study aims to examine the effect of attitudes, subjective norms, and knowledge of the intention to use Muamalat bank financial products in Kabupaten Polewali Mandar. Data collection and information needed in this study are primarily data where data obtained directly from the research subjects in the form of questionnaires. This study uses the Theory of Planned Behavior (TPB) and linear regression analysis. This study's results indicate the influence simultaneously and partially on the variable attitude, subjective norms, and knowledge of the intention to use Muamalat bank financial products.
Technology and Community Based Zakat, Infaq, and Sodaqah Fundraising Model Khabib Solihin; Umi Latifah
NUsantara Islamic Economic Journal Vol. 1 No. 1 (2022): 2022 January
Publisher : Department of Islamic Economic, Faculty of Economic and Business, Nahdlatul Ulama Islamic University (UNISNU) Jepara, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (510.096 KB) | DOI: 10.34001/nuiej.v1i1.55

Abstract

Fundraising has a strategic role in the success of LAZIS in providing benefits to the people, this role has at least three forms, namely first, the fundraising strategy is the need to improve organizational governance, the second is the fundraising strategy is one of the means for institutional strengthening; the three fundraising strategies must take advantage of the opportunities and challenges in the digital era by changing digital fundraising technology. These three aspects indicate that fundraising is one aspect that affects the success of a ZIS Management Institution. Fundrising is one of the basic needs that cannot be ruled out. Development and innovation in the funding strategy must always be carried out in order to achieve an effective and efficient strategy. The development of technology as the main capital at this time and the emergence of various communities in society which contain large social capital must be collaborated with conventional fundrising models so that they can improve the performance of the ZIS Management Institution in collecting ZIS in the current era. Therefore, the development of fundrising strategies that utilize technology such as QR Codes, websites, zakat calculators, ZIS applications should also be pursued to facilitate and provide effectiveness in tithing. Not only that, the use of the community in which social capital is stored is also important to note. Didi Kempot with his charity concert which empowers the community of friends ambyar and wrapped with the latest technology has proven to be effective in raising funds. Therefore, a fundrising model using technology and the community needs to be developed for a more optimal, effective, and efficient ZIS fundraising
Digital Islamic Financial Literacy and Inclusion on Profitability of Micro, Small and Medium Enterprises Devi Pranatasari; Dhidhin Noer Ady Rahmanto; Ragil Satria Wicaksana
NUsantara Islamic Economic Journal Vol. 1 No. 1 (2022): 2022 January
Publisher : Department of Islamic Economic, Faculty of Economic and Business, Nahdlatul Ulama Islamic University (UNISNU) Jepara, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (559.443 KB) | DOI: 10.34001/nuiej.v1i1.56

Abstract

Digital Islamic financial literacy and inclusion are the main factors in playing a role in increasing the profitability of Microfinance Microfinance Enterprises (MSMEs). This study uses a quantitative approach, data collection techniques using questionnaires, and the data source of this research is the owners of MSMEs in Bantul. Based on the results of this study, it is stated that digital Islamic financial literacy has a positive and significant effect on the profitability of MSMEs in Bantul, while digital Islamic financial inclusion has no significant effect on the profitability of MSMEs in Bantul. Taken together, digital Islamic financial literacy and inclusion simultaneously affect the profitability of MSMEs in Bantul. Limitations in this study are the limitations of two variables that affect profitability, of course, many variables affect profitability, and the sample in this study is only limited to Bantul.
Financial Performance Assessment Analysis Using Economic Value Added (EVA) Method Musyafa’ Musyafa’; Khulaimah Sakdiyah
NUsantara Islamic Economic Journal Vol. 1 No. 1 (2022): 2022 January
Publisher : Department of Islamic Economic, Faculty of Economic and Business, Nahdlatul Ulama Islamic University (UNISNU) Jepara, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (591.898 KB) | DOI: 10.34001/nuiej.v1i1.57

Abstract

This study masterless to determine the financial performance with the method of economic value added (EVA) at Bank Muamalat Indonesia Tbk. Data processing using Microsoft Office Excel. The analysis method used in this research is qualitative descriptive analysis, where the data used are secondary data obtained from the financial statements of PT Bank Muamalat Indonesia Tbk for the period 2016-2019 with the documentation data method. The results of the financial statement data of Bank Muamalat Indonesia Tbk from 2016 to 2019 show that the financial performance of the Bank using the EVA method produces a negative EVA value. The bank has not been able to provide benefits for investors, both creditors and shareholders.
Muamalah Fiqih Review on Return of Rest of Purchase with Goods and Return of Residual Purchase as Infak at Surya Ponorogo Supermarket Rokhy Irma Azizah; Suad Fikriawan; Nafi'ah Nafi'ah; Tantin Puspitarini
NUsantara Islamic Economic Journal Vol. 1 No. 1 (2022): 2022 January
Publisher : Department of Islamic Economic, Faculty of Economic and Business, Nahdlatul Ulama Islamic University (UNISNU) Jepara, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (562.797 KB) | DOI: 10.34001/nuiej.v1i1.58

Abstract

Usually in society, buying and selling activities are exchanges between money and goods. If there is a balance from the payment, it will be returned in the form of money, but in practice in the community there are refunds (especially in small amounts) in the form of goods such as candy and also in the form of infaq or alms. This study aims to determine the mashlahah review of the return of the remaining purchases with goods and the return of the remaining purchases as infaq. This research is a field research with a qualitative type of case study at Surya Ponorogo supermarket with data collection techniques through observation of transaction activities, interviews regarding the practice of returning the remaining purchases that cannot be cashed. Then drawing conclusions using the inductive method, which begins with revealing phenomena that are specific in nature and drawing conclusions using general or general theories of Islamic law. Based on the results of the study, the practice of returning the remaining purchases that could not be cashed in in a condition where the spare change was completely depleted. When viewed from the side of mashlahah, it does not conflict with Islamic sharia. Because this policy is part of muamalah activities that are made to eliminate difficulties for the sake of getting benefit. The policy of returning the remaining purchases by the Surya Ponorogo supermarket has considered the concept of mashlahah and does not conflict with existing texts.
The Influence of Successful Factors of Business Performance Using of Accounting Information as Moderating Variables on Food MSME Business Owners in Blora Regency, Indonesia Agung Satria; Sri Dewi Wahyundaru
NUsantara Islamic Economic Journal Vol. 1 No. 1 (2022): 2022 January
Publisher : Department of Islamic Economic, Faculty of Economic and Business, Nahdlatul Ulama Islamic University (UNISNU) Jepara, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (460.925 KB) | DOI: 10.34001/nuiej.v1i1.62

Abstract

This study aims to determine the effect of owner's knowledge, business scale, business age on the success of business performance by using accounting information as a moderating variable. The COVID-19 pandemic has changed all aspects of human life, from health to the economy. Micro, Small and Medium Enterprises (MSMEs) in Blora Regency are one of the industries affected by the pandemic. The population in this study is the perpetrators of MSMEs owners of Blora specialties. Through this research obtained 30 respondents with various kinds of business. The sampling technique in this study was purposive sampling. Hypothesis testing in this study used multiple linear regression and Moderated Regression Analysis (MRA). Based on the results of research and data analysis using multiple linear regression and MRA shows that: (1) the knowledge of the owner has a significant negative effect on the success of business performance; (2) business scale has a significant positive effect on the success of business performance; (3) business age has a significant negative effect on the success of business performance; (4) the use of accounting information is moderated negatively on the relationship of owner knowledge to the success of business performance; (5) the use of accounting information is moderated positively on the relationship between business scale and business performance success; (6) the use of accounting information which is moderated negatively on the relationship between business age and business performance success.
THE EFFECT OF RELIGIOUS LEVEL AND PERCEPTIONS OF RIBA ON INTEREST IN SAVING IN SHARIA BANKS: Study on MSME Businessmen in Kasihan District, Bantul Regency Abdul Rahim; Dunyati Ilmiah
NUsantara Islamic Economic Journal Vol. 1 No. 1 (2022): 2022 January
Publisher : Department of Islamic Economic, Faculty of Economic and Business, Nahdlatul Ulama Islamic University (UNISNU) Jepara, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (454.844 KB) | DOI: 10.34001/nuiej.v1i1.63

Abstract

Islamic Bank is a Bank which in carrying out its activities based on Islamic principles. The purpose of this study was to determine the effect of the level of religiosity and perceptions of usury on the interest of MSME businessman in Kasihan District, Bantul to save at Islamic banks. This type of research is quantitative research with a sample of 42 MSME actors. The data collection technique in this study used a questionnaire. The data analysis technique used is descriptive analysis, classical assumption test and multiple linear regression analysis. From the results of the analysis, it can be concluded that the level of religiosity does not have a positive and significant effect on the interest in saving for MSME actors in Kasihan District, Bantul in Islamic Banks. Perceptions of usury have a positive and significant influence on the interest in saving for MSME actors in Kasihan District, Bantul in Islamic Banks. The level of religiosity and perceptions of usury together have an influence on the saving interest of MSME actors in Kasihan District, Bantul in Islamic Banks.
SUPERVISION OF SHARIA COOPERATIVES BASED ON FINANCIAL STATEMENTS: Analysis of Financial Statements of BMT Tumang 2015-2019 Dwi Harmoyo; M. Arif Kurniawan
NUsantara Islamic Economic Journal Vol. 1 No. 1 (2022): 2022 January
Publisher : Department of Islamic Economic, Faculty of Economic and Business, Nahdlatul Ulama Islamic University (UNISNU) Jepara, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (598.764 KB) | DOI: 10.34001/nuiej.v1i1.64

Abstract

This research discusses the supervision of sharia cooperative with financial statement basic, the document study of BMT Tumang Financial Statement from 2015 to 2019 Year. The research is sequential exploratory research, it's mean to mix between quantitative research and qualitative research, quantitative method to use financial statement analyze approach next to explained in qualitative descriptive approach. The purposes of the research to assess and describe into criteria (disobedient, less obedient, quite obedient, obedient) of cooperative compliance, financial compliance, and sharia compliance. Cooperative compliance that consists of cooperative principles such as: giving, democratist, justice of profit laverge, resource appreciate, and independence. Financial compliance that consists of financial management such as: capitaly, productive assets, efficiency, liquidity, and growth. Sharia compliance that consists of sharia principle such as: amanah, muamalah, khalifah, 'is, interest free, and uncentralistic economic. The result of the research show that BMT Tumang has obedient to compliance of membering, abedient to compliance of democratic, less obedient to compliance of justice, less obedient to compliance of profit laverge, quite obedient to compliance of resource appreciate, and less obedient to compliance of independence. BMT Tumang has less obedient to compliance of capitaly, obedient to compliance of productive assets, quite obedient to compliance of efficiency, less obedient to compliance of liquidity, less obedient to compliance of growth. BMT Tumang has obedient to compliance of amanah, quite obedient to compliance of muamalah, obedient to compliance of khalifah, less obedient to compliance of 'is, less obedient to compliance of interest free and obedient to compliance of uncentralistic economic. The research results would be better use observation and interview also. The supervision of sharia cooperative with financial statement basic aspected is useful for supervisors of sharia cooperative to compliance assessment.
COFFEE COMMODITY FOR THE WELFARE OF THE COMMUNITIES IN TEMANGGUNG DISTRICT Fatmawati Sungkawaningrum; Prasetyo Hestina Anggraini
NUsantara Islamic Economic Journal Vol. 1 No. 1 (2022): 2022 January
Publisher : Department of Islamic Economic, Faculty of Economic and Business, Nahdlatul Ulama Islamic University (UNISNU) Jepara, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (417.146 KB) | DOI: 10.34001/nuiej.v1i1.65

Abstract

Coffee is one of the world's commodities. The economic cycle in the community can be a transaction activity. The types of coffee that stand out are Arabica coffee and Robusta coffee. The flow of coffee farming forms a link in many fields in it. Community members who are involved in coffee farming activities start from upstream to downstream procurement. Seed farmers produce and continue to develop good types of coffee seeds in the hope of producing superior quality coffee. Business actors in the field of manure milling, traders of agricultural facilities and fertilizer manufacturers also play a role in the coffee development cycle. In picking coffee beans, farmers learn from generation to generation and make field observations. Consult with modern agricultural experts to obtain the level of effectiveness and cost efficiency. The marketing of selected coffee beans is carried out with a good pattern so that it will produce the aroma and taste that characterizes Temanggung coffee products. It is hoped that the role of the government can help the level of welfare of Temanggung coffee farmers to introduce a wider range of coffee products, so that Temanggung coffee products have more marketability, higher economic value and are sustainable. Creating people who have purchasing power so that the production flow can be better rotated

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