JES (Jurnal Ekonomi Syariah
Vol 7, No 2 (2022): September

Bank Wakaf Mikro dan Strategi Baru Penguatan UMKM Berbasis Keuangan Inklusif

Muhammad Aladdin Hanif (Unknown)
Annisa Maulidia Alfian (Universitas Diponegoro Semarang)
Muhammad Zacky Dzulfikar (Universitas Diponegoro Semarang)
Darwanto Darwanto (Universitas Diponegoro Semarang)
Mochammad Ardani (Universitas Diponegoro Semarang)



Article Info

Publish Date
05 Aug 2022

Abstract

The level of financial inclusion in Indonesia is 76,19%. It indicates that there are still many groups of people who have not received financial services. Economic empowerment and financial services at the micro level are easier and more accessible through microfinance institutions (MFIs). One of MFIs developed based on sharia principles is the Bank Wakaf Mikro (BWM). This study aims at improving the strategy for the role of BWM in financial inclusiveness and to support the economy from the MSME level. The method used is SWOT analysis by considering the internal and external factors that exist in BWM. The factors obtained through in-depth interviews with BWM leaders are processed quantitatively. The results show that BWM is still in the Stable Growth stage, because it has added value on weaknesses and opportunities. Strategies that can be implemented include collaborating with external agencies and simplifying regulations in BWM operations.

Copyrights © 2022






Journal Info

Abbrev

jes

Publisher

Subject

Economics, Econometrics & Finance

Description

The subject covers textual and fieldwork studies with various perspectives of Islamic economics, Islamic public finance, Islamic finance, Islamic accounting, Islamic business ethics, Islamic banking, Islamic insurance, Islamic economic thoughts, Islamic human resource management, Islamic ...