Economica: Jurnal Ekonomi Islam
Vol 12, No 2 (2021)

The Influence of Self-Efficacy and Islamic Financial Literacy on the Performance of Micro, Small, and Medium-Sized Enterprises

Popon Srisusilawati ((Scopus ID: 57221832721) Universitas Islam Bandung)
Cecep Soleh Kurniawan (Sultan Sharif Ali Islamic University)
Irma Yulita Silviany (Universitas Islam Bandung)
Rita Mustika (Universitas Islam Bandung)
Imelda Putri (Uniersitas Islam Bandung)
Anggelia Nurfitria (Universitas Islam Bandung)

Article Info

Publish Date
29 Dec 2021


MSMEs have long promoted a major contribution to the national economy. However, the Covid-19 pandemic has caused MSME to suffer a decline resulting in a direct effect on the economy in Indonesia. This study analyzes the influence of self-efficacy and Sharia financial literacy on MSMEs performance. The inclusion of a variable of self-efficacy is a novelty of this study. This study highlights self-efficacy and Sharia financial literacy as independent variables and business performance as the dependent variable, with the focus of research on MSMEs. The research method used is quantitative associative. Respondents from 100 MSMEs were selected using saturation sampling. Multiple linear regression was performed using IBM SPSS Statistic software. The results prove that self-efficacy and Sharia financial literacy have a simultaneous and partial positive effect on MSMEs performance.

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Journal Info





Economics, Econometrics & Finance Social Sciences Other


EEconomica: Jurnal Ekonomi Islam is a scientific journal in the field of Islamic economics studies published twice a year by the Institute of Islamic Economic Research and Development (LP2EI), Faculty of Islamic Economics and Business UIN Walisongo Semarang. The editors receive scientific ...