Economica: Jurnal Ekonomi Islam
Vol 12, No 2 (2021)

Transaction Cost Analysis on The Financing of The Baitul Maal Wat Tamwil

Ro'fah Setyowati ((Scopus ID: 57203355133) Universitas Diponegoro)
Darwanto Darwanto ((Scopus ID: 57224977645) Universitas Diponegoro)
Adityawarman Adityawarman (Universitas Diponegoro)
Hantoro Ksaid Notolegowo (Universitas Diponegoro)



Article Info

Publish Date
29 Dec 2021

Abstract

The emergence of Sharia microfinance institutions (S-MFIs) BMT has become a hope for micro, small and medium enterprises (MSMEs) pertaining to the improvement of access to capital loans, business, and welfare of MSME entrepreneurs. This study delves deeper into ex-ante and ex-post transaction costs of the BMT financing scheme at MSMEs from the BMT side and formulates strategies for optimizing BMT financing schemes for MSMEs. Constituting the largest contributor to the overall transaction costs at MSMEs, In a bid to reinforce the financing process, the efficiency of ex-ante transaction costs for drafting and ex-post transaction costs for designing and implementing the BMT’s governance is required.

Copyrights © 2021






Journal Info

Abbrev

economica

Publisher

Subject

Economics, Econometrics & Finance Social Sciences Other

Description

EEconomica: Jurnal Ekonomi Islam is a scientific journal in the field of Islamic economics studies published twice a year by the Institute of Islamic Economic Research and Development (LP2EI), Faculty of Islamic Economics and Business UIN Walisongo Semarang. The editors receive scientific ...