Journal of Educational, Health and Community Psychology
Vol 11 No 4 December 2022

Corporate Digital Competencies for Digital Banking Innovation: Case Studies in Indonesian Banking Sector

Bambang Andri Irawan (School of Business Management, Institut Teknologi Bandung)
Jann Hidajat Tjakraatmadja (School of Business Management, Institut Teknologi Bandung)
Achmad Ghazali (School of Business Management, Institut Teknologi Bandung)
Nur Budi Mulyono (School of Business Management, Institut Teknologi Bandung)



Article Info

Publish Date
28 Dec 2022

Abstract

Banking sector in Indonesia has enormous potential to grow. The large unbanked population, quick mobile & internet penetration, and advancement of digital technologies have propelled a fast-moving trend toward digital banking innovation. Banks and other financial service providers in Indonesia are anticipating this trend by preparing a roadmap to convert their business models, products, and services into full or partial digital financial propositions to meet the new customer’s expectations. This study investigates the required digital competencies at a corporate level that banking organizations need to prepare prior to stepping into digital transformation. Four Indonesian banks with different states of digital transformation have been selected as case studies for this qualitative study. This is an ongoing study, nevertheless, some initial findings and observations will be presented. While several previous research have discussed some parts of this study, the authors believe that no past research presented the whole set of corporate digital competencies especially in digital banking context. The outcome of this study is expected to be of value to the academics as well as to business.

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Journal Info

Abbrev

Psychology

Publisher

Subject

Education Public Health

Description

Journal of Educational, Health, and Community Psychology (JEHCP) published an article, and empirical study that have originality, novelty and fill the gap of knowledge, that focused on educational psychology, health psychology and community psychology. JEHCP is an open access peer reviewed, ...