Asia-Pacific Management and Business Application
Vol 11, No 2 (2022)

Impact of Attitude, Perceived Ease of Use, Convenience, and Social Benefit on Intention to Use Mobile Payment

Reza Lidia Sari (Universitas Airlangga)
Ahmad Burhan Habibi (Universitas Airlangga)
Ersa Pawitrasari Hayuningputri (Universitas Airlangga)



Article Info

Publish Date
31 Dec 2022

Abstract

The use of mobile payment increases along with technology advancement and the proliferation of mobile payment providers. This study aimed to investigate the effect of perceived ease of use, attitude toward mobile payment, perceived convenience benefit, and social benefit on intention to use mobile payment. A cross-sectional survey was conducted involving 120 mobile payment customers in Surabaya, the 2nd largest city in Indonesia, who used OVO, Go-Pay, LinkAja, or T-cash in the last month and aged no younger than 18 years old. A questionnaire distributed to the participants with accidental sampling technique. A Partial Least Squares (PLS) modeling indicated a positive effect of attitude on intention to use mobile payment among participants. Attitude also fully mediated the links between perceived ease of use, perceived convenience benefit, and intention to use mobile payment. Meanwhile, perceived social benefit was not associated with intention to use mobile payment. Therefore, mobile payment providers should take ease of use and comfort into account when designing their service as they might shape a positive attitude and in turn, increase people’s intention to use the service.

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Journal Info

Abbrev

apmba

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

Description

Asia-Pacific Management and Business Application journal (APMBA) is a scholarly journal, publishing internationally leading research across all areas of management. APMBA continuously seeking articles that challenge the affect of globalization through business world through critically informed ...