Jurnal Perbankan Syariah Darussalam (JPSDa)
Vol. 2 No. 1 (2022): Januari 2022

PENGARUH PEMBIAYAAN BANK SYARIAH TERHADAP LABA DAN BIAYA OPERASIONAL PERIODE COVID-19: STUDI PADA BANK SYARIAH DI INDONESIA

Sitii Nur Indah Rofiqoh (Qomaruddin Islamic university)
Ririn Tri Ratnasari (Airlangga University)
Alimin Alimin (Qomaruddin Islamic University)
M. Ala’uddin (Qomaruddin Islamic University)
Thoyyib Mas’udi (Qomaruddin Islamic University)
Anik Rufaidah (Qomaruddin Islamic University)
Fatin Fadhilah Hasib (Airlangga University)

Article Info

Publish Date
27 Jan 2022

Abstract

This paper aims to validate a potential financing of sharia banking to profit and operational cost on Covid-19 era. The secondary monthly SPS data is used to support the double-simple linear regression analysis. The result of f-statistic and t-statistic analysis shows that the potential financing of sharia banking significantly influence to the profit only. It means that a risk-sharing regulatory framework in sharia banking may provide the inner adjustment which any mismatch regarding maturity, risk, value or linkage with the real economy is corrected systematically on covid-19 era. It offers policy implication for regulators, supervisors and sharia banking Standard Operating Procedure (SOP).

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Journal Info
Jurnal Perbankan Syariah Darussalam (JPSDa)
Website

Abbrev

JPSDa

Publisher

institut Agama Islam Darussalam blokagung Banyuwangi

Subject

Economics, Econometrics & Finance

Description

Jurnal Perbankan Syariah Darussalam (JPSDA) aims to provide a channel for the publication of articles based on original research as well as commentaries on a range of areas including of Islamic banking, bank and non-bank financial institutions, management of financial institutions, and economics and ...