JIHBIZ :Global Journal of Islamic Banking and Finance.
Vol 4, No 2 (2022)

ANALISIS METODE PENYELESAIAN PEMBIAYAAN MURABAHAH BERMASALAH PADA PT. BANK ACEH SYARIAH KCP LABUHAN HAJI

Ona Suarnidar (Program Studi Perbankan Syariah, FEBI UIN Ar-Raniry Banda Aceh)
Nevi Hasnita (Program Studi Perbankan Syariah, FEBI UIN Ar-Raniry Banda Aceh)
yulindawati yulindawati (Program Studi Perbankan Syariah, FEBI UIN Ar-Raniry Banda Aceh)



Article Info

Publish Date
03 Feb 2023

Abstract

Non-performing financing is one of the major risks faced by banks. The larger the non-performing financing, the worse it will be on the soundness of bank liquidity. This research is a qualitative research. The method used in this study is a descriptive qualitative method of analysis with a field approach through interviews and documentation. The results of the study explain that the factors that cause problematic murabahah financing consist of internal factors, namely bank management errors and external factors, namely mistakes from financing customers. The methods used to resolve problematic murabahah financing are mentoring, financing restructuring, foreclosure of collateral, and execution of guarantees

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Journal Info

Abbrev

jihbiz

Publisher

Subject

Economics, Econometrics & Finance

Description

Jihbiz : Global Journal of Islamic Banking and Finance publishes research articles of interest to Islamic Banking, Insurance/ Takaful, Islamic Accounting, Business Ethics and Legal Issues, Work Ethics, Islamic Work Ethics, Islamic Corporate Social Responsibility, Islamic Financial management, ...