Gemilang: Jurnal Manajemen dan Akuntansi
Vol. 3 No. 2 (2023): April : Jurnal Manajemen dan Akuntansi

PROFIT SHARING FINANCING FACTORS IN ISLAMIC BANKING

Hardi Fardiansyah (STIH Dharma Andigha Bogor)
Nanda Dwi Rizkia (STIH Dharma Andigha Bogor)
Irma Maria Dulame (STIE Bhakti Pembangunan Jakarta)
Rahmawaty Arifiani (STIEB Perdana Mandiri)



Article Info

Publish Date
02 Mar 2023

Abstract

Sharia bank profit sharing financing is divided into mudharabah and musyarakah financing based on profit sharing or revenue sharing schemes. This scheme is very different from interest-based conventional bank credit. The aim of the study was to analyze the effect of third party funds (DPK), financing to deposit ratio (FDR), and non-performing financing (NPF) on financing for the results of Islamic banking in Indonesia. The study consisted of 35 observations covering the period August 2019 to August 2022. Data were analyzed using the multiple linear regression method. The research found that DPK and FDR had a positive effect on profit-sharing financing, while NPF had a negative effect on profit-sharing financing. The lower the bank's risk, the higher the collection of customer funds,

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Journal Info

Abbrev

gemilang

Publisher

Subject

Humanities

Description

berfokus pada penerbitan artikel berkualitas tinggi yang didedikasikan untuk semua aspek penelitian, masalah, dan perkembangan terbaru di bidang Ilmu Manajemen. Topik dalam Jurnal ini berkaitan dengan aspek apapun dari manajemen, namun tidak terbatas pada topik berikut : Manajemen Sumberdaya Manusia ...