BASKARA: Journal of Business and Entrepreneurship
Vol 5, No 2 (2023): BASKARA: Journal of Business and Entrepreneurship

Financial Literacy, Income and Self-Control on Financial Management Behavior of Generation Z

Citra Anjani (Universitas Muhammadiyah Jakarta)
Darto Darto (Universitas Muhammadiyah Jakarta)



Article Info

Publish Date
12 Apr 2023

Abstract

In the current era of globalization, economic circulation continues to change and gradually spread throughout the world, including Indonesia. One of the factors influencing these changes is financial behavior. Therefore, financial knowledge is absolutely important the community, because financial knowledge covers how individuals manage their finances properly. Often, individuals fail to manage their finances not because of their low income but because of their ignorance in managing and allocating their finances properly. The purpose of this study was to find out whether there is influence from financial literacy, income, and self-control variables on the financial management behavior of Generation Z, especially students at universities like Muhammadiyah Jakarta. The method used in this study is a quantitative approach with primary data obtained from distributing questionnaires. The data analysis technique used by the researcher uses the classical assumption test, multiple linear regression, T test, and hypothesis test. The questionnaire distribution period was carried out in October–November 2022. The results of this study indicate that the variables financial literacy, income, and self-control have a positive and significant effect on the financial management behavior of generation Z.

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Journal Info

Abbrev

baskara

Publisher

Subject

Economics, Econometrics & Finance Social Sciences Other

Description

BASKARA: Journal of Business & Entrepreneurship adalah jurnal ilmiah peer-reviewed yang didedikasikan untuk menerbitkan hasil penelitian dan pengabdian masyarakat berkenaan dengan bisnis dan kewirausahaan serta pengembangannya. Jurnal ini juga menerbitkan pemikiran dan pengalaman praktisi Bisnis ...