Jurnal Manajemen & Keuangan
Vol 12 No 1 (2023): JURNAL MANAJEMEN DAN KEUANGAN

Pengaruh Jumlah Inflasi dan Nilai Tukar terhadap Penyaluran Kredit UMKM Melalui Suku Bunga Dasar Kredit

Sagita Charolina Sihombing (Unknown)
Dina Agnesia Sihombing (Institut Bisnis dan Multimedia Asmi Jakarta)



Article Info

Publish Date
31 May 2023

Abstract

In this study, a research was conducted to examine how the influence of the amount of inflation and the exchange rate on MSME lending through the Basic Loan Interest Rate. The data used in this study is secondary data obtained from data from Bank Indonesia and BPS RI. The research method is carried out using path analysis with the intervention variable being the basic loan interest rate. Data processing is done with the help of IBM SPSS. The results of this study indicate that inflation has a positive and not significant effect on the prime lending rate, whereas the exchange rate has an insignificant negative effect on the prime lending rate. Inflation and exchange rates have a positive and insignificant effect on total MSME loans, while the SBDK has a significant negative effect on total MSME loans. The prime lending rate does not mediate inflation and exchange rates in influencing MSME credit.

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Journal Info

Abbrev

jmk

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Other

Description

Jurnal Manajemen & Keuangan merupakan wahana hasil penelitian dan telaah konseptual dalam bidang manajemen dan keuangan, diterbitkan sejak tahun 2012 dan terbit 2 kali setahun pada bulan Mei dan ...