Jurnal Informatika Ekonomi Bisnis
Vol. 5, No. 2 (2023)

Pengembangan Model Bisnis Layanan Mobile Banking PT. Bank Nagari menggunakan Business Model Canvas

Maharani Adilla (Magister Manajemen, Fakultas Ekonomi dan Bisnis Universitas Andalas)
Hafiz Rahman (Fakultas Ekonomi dan Bisnis Universitas Andalas)
Ma’ruf (Fakultas Ekonomi dan Bisnis Universitas Andalas)



Article Info

Publish Date
30 Jun 2023

Abstract

Digital transformation has changed the pattern of transactions in society, thus encouraging banks to make digital-based services part of their business strategy. This encourages increased competition in the financial services industry. For that, PT. Bank Nagari needs to identify and develop a business model so that Nagari Mobile Banking services can become a competitive advantage. Where, a good understanding of the business environment will enable companies to evaluate or even develop potential business models going forward. The Business Model Canvas is a business model mapping method that can provide an overview of how a company is able to provide value (value proposition) for its customers. This business model framework consists of 9 (nine) key elements, namely Customer Segments, Value Propositions, Channels, Customer Relationships, Revenue Streams, Key Resources, Key Activities, Key Partnerships, and Cost Structure. The results showed that the Nagari Mobile Banking service needed to develop the Value Proposition, Customer Relationship, Customer Segment, Channel, Key Activities, Key Partners, and Key Resources blocks, while the Cost Structure and Revenue Streams blocks did not experience development.

Copyrights © 2023






Journal Info

Abbrev

infeb

Publisher

Subject

Economics, Econometrics & Finance

Description

The Jurnal Informatika Ekonomi Bisnis (INFEB) is an interdisciplinary journal. It publishes scientific papers describing original research work or novel product/process development. The objectives are to promote an exchange of information and knowledge in research work, and new ...