Jurnal Ekonomi
Vol. 12 No. 3 (2023): Jurnal Ekonomi, 2023, September

ANALYSIS OF THE USE OF ELECTRONIC PAYMENT SYSTEMS (E-WALLETS) AS A MEDIATOR OF FINANCIAL SATISFACTION FOR STUDENTS IN THE CITY OF BANDUNG

Damara Kapila Devi (Universitas Telkom)
Andrieta Shintia Dewi (Universitas Telkom)



Article Info

Publish Date
05 Jul 2023

Abstract

In recent years, Indonesia's population of internet users has steadily grown. This internet usage promotes the growth of e-commerce or inflammation. The volume of payments made via electronic payment systems has expanded along with Indonesia's expanding e-commerce economy. Students currently use the most electronic payment solutions. Students find it appealing to use electronic payment systems to make payments because of some of the characteristics that can give them financial happiness. One of the most popular electronic payment methods is the e-wallet. The purpose of this study is to ascertain how electronic payment systems affect students' financial satisfaction in Bandung City by mediating the effects of financial advice, financial anxiety, and financial capability. This research is a quantitative study, with a population of students in Bandung City aged 18-24 years. Purposive sampling was used to do the sampling and collected 400 samples. This study uses Structural Equation Modeling (SEM) analysis. The results of this study indicate that all variables have a significant influence on other sub-variables in the study, because they have a t-statistic value greater than the t-table value of 1.96.

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Journal Info

Abbrev

Ekonomi

Publisher

Subject

Economics, Econometrics & Finance Social Sciences

Description

Journal Ekonomi is a peer-reviewed journal that publishes scientific articles that are the results of original scientific research (top priority) and new scientific review articles (not priority) from various academics and researchers that have not been published elsewhere, including: 1. Accountancy ...