AT-TIJARAH: Journal Islamic Banking and Finance Research
Vol. 4 No. 2 (2022): AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah

DIGITISATION’S IMPACT ON ISLAMIC FINANCIAL INSTITUTIONS: WEBSITE-BASED FINANCING SYSTEM SERVICES

Fourika Dela Putriana (Faculty of Islamic Economic and Business - UIN Raden Mas Said Surakarta)
Budi Sukardi (Faculty of Islamic Economic and Business - UIN Raden Mas Said Surakarta)
Fuad Dhiya Ul Husaen (Faculty of Islamic Economic and Business - UIN Raden Mas Said Surakarta)



Article Info

Publish Date
20 Sep 2022

Abstract

This study will examine the effect of efficiency, reliability, privacy, fulfilment, responsiveness, and compliance on members' interest in applying for website-based financing products at BMT Amanah Ummah (AUM) Sukoharjo Central Java, Indonesia. This research is quantitative; the data come from a questionnaire distributed to all sharia financing customers at BMT AUM, and the data is analysed using multiple regression statistical techniques. The study's results prove that efficiency positively and significantly affects members' interest in submitting website-based online financing products at the BMT AUM. Reliability, privacy, and fulfilment do not affect members' interest in applying for a website-based online financing product at BMT AUM. Responsiveness has a positive but insignificant effect on members' interest in applying for website-based online financing products at BMT AUM. Compliance positively and significantly affects members' interest in applying for website-based online financing products at BMT AUM.

Copyrights © 2022






Journal Info

Abbrev

at-tijarah

Publisher

Subject

Economics, Econometrics & Finance

Description

This journal publishes research results conceptually and technically related to the scope of Islamic Economics with a concentration in the field of Islamic Banking and ...