Ekonomica Sharia: Jurnal Pemikiran dan Pengembangan Ekonomi Syariah
Vol 9 No 1 (2023): Jurnal Ekonomica Sharia : Jurnal Pemikiran dan Pengembangan Ekonomi Syariah - Agu

Manajemen Risiko Investasi Dana Haji Sebagai Upaya Pengembangan Dana Tepat Guna

Novi Tri Oktavia (Universitas Islam Negeri Sayyid Ali Rahmatullah Tulungagung)
Anita Febriani (Universitas Islam Negeri Sayyid Ali Rahmatullah Tulungagung)
Binti Nur Asiyah (Universitas Islam Negeri Sayyid Ali Rahmatullah Tulungagung)
Rokhmat Subagiyo (Universitas Islam Negeri Sayyid Ali Rahmatullah Tulungagung)
Dwi Astuti Wahyu Nurhayati (Universitas Islam Negeri Sayyid Ali Rahmatullah Tulungagung)



Article Info

Publish Date
08 Aug 2023

Abstract

This research has the background that the investment risk of Bank Syariah Indonesia is a risk that is absolutely faced by Islamic banking where investment risk occurs because the bank also bears the losses of customers who are financed in profit-sharing based financing. This research aims to determine whether there are differences in the risk management of Hajj investment funds at Indonesian Sharia Banks and other Islamic financial institutions. This type of research is qualitative research. The method used is a case study. The population used is Bank Syariah Indonesia, the Tulungagung Sudirman Sub-Branch Office, which has been operating since 1 February 2021 as Bank Syariah Indonesia (BSI) because there are merger of three Islamic State-Owned Enterprises (BUMN) Islamic banks. Based on the results of research on the application of hajj fund investment risk management at BSI KCP Tulungagung Sudirman is by synchronizing or adjusting tools, methodologies, policies and standard procedures covering governance and risk management aspects of hajj fund investment used by central BSI and BSI KCP Tulungagung Sudirman, as well as Development of a risk management information system for investment in Hajj funds by taking into account the needs and availability of supporting infrastructure.

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Journal Info

Abbrev

esha

Publisher

Subject

Economics, Econometrics & Finance Education Social Sciences Other

Description

Ekonomica Sharia: Jurnal Pemikiran dan Pengembangan Perbankan Syariah is a peer-reviewed open access online journal that provides a forum for various scientific studies on Islamic economics. Editors welcome articles and research reports that address current issues such as: Ekonomica Sharia: Jurnal ...