Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Vol 6 No 2 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah

Analisis Stabilitas Perbankan Syariah dan Konvensional di Negara-Negara Kawasan MENA

Fitri Anggraini (Universitas Sriwijaya)
Taufik Taufik (Unknown)
Muizzuddin Muizzuddin (Unknown)
Isni Andriana (Unknown)



Article Info

Publish Date
03 Jun 2023

Abstract

This study aims to analyze the stability of Islamic and conventional banking in 18 countries in the Middle East and North Africa (MENA) region and the factors that influence it. This study uses panel data regression by taking a sample of 86 Islamic banks and 174 conventional banks during the 2011-2019 period. The analytical tools used are z-score analysis and panel data regression. The regression results show that simultaneously CAR, FDR, BOPO, NPF have a significant effect on the stability of Islamic banks. Partially, CAR and FDR have a significant positive effect, while BOPO has a significant negative effect. Then NPF has no influence on the stability of Islamic banks. Meanwhile for conventional banks CAR, LDR, BOPO, NPL simultaneously have a significant effect on the stability of conventional banks. Partially CAR and LDR have a significant positive effect, BOPO has a significant negative effect while NPL has no effect on the stability of conventional banks.

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Journal Info

Abbrev

alkharaj

Publisher

Subject

Economics, Econometrics & Finance Social Sciences

Description

AL-KHARAJ: The Journal of Islamic Economics, Finance & Business is a scientific journal published by the Center for Research and Strategic Studies (PRKS) of the Institute of Islamic Religion (IAI) National Laa Roiba Bogor. This journal contains scientific papers from academics, researchers and ...