Indonesian Journal of Islamic Business and Economics (IJIBE)
Vol 5 No 1 (2023): IJIBE

Sharia Compliance Implementation In Saving With Rewards

Juliana Juliana (Department of Islamic Economics and Finance, Faculty of Economics and Business Education, Universitas Pendidikan Indonesia, Bandung, Indonesia)
A. Jajang W. Mahri (Department of Islamic Economics and Finance, Faculty of Economics and Business Education, Universitas Pendidikan Indonesia, Bandung, Indonesia)
Arim Nasim (prodi akuntansi, universitas pendidikan indonesia)
Riva Ramadhan (Department of Islamic Economics and Finance, Faculty of Economics and Business Education, Universitas Pendidikan Indonesia, Bandung, Indonesia)
Erwin Permana (prodi manajemen, universitas pancasila)



Article Info

Publish Date
10 Jun 2023

Abstract

The background of this study is based on the phenomenon of the problem that there are still differences of views among scholars regarding of saving with reward by Islamic financial institutions, one of which is the tabungan berhadiah product at Bank Syariah X. This study aims to measure customer perceptions of sharia compliance with tabungan berhadiah product at Bank Syariah X. The data from this study were obtained from the tabungan berhadiah customers at Bank Syariah X, which totaled 50 respondents. The research method used in this study is descriptive quantitative with data analysis techniques using descriptive statistics. While the dimensions used in this study are DSN MUI No.2 year 2000 concerning the saving, DSN MUI No.86 year 2012 concerning rewards in Islamic financial institutions. The results of this study show that the sharia compliance of rewards in Islamic financial institutions is in accordance with the fatwa of the MUI DSN. The dimensions of the DSN MUI No.2 year 2000 concerning the saving, DSN MUI No.86 year 2012 concerning rewards in Islamic financial institutions, including in very good criteria. The impact of discussion about this product on icreasing literacy about sharia compliance on product in Islamic financial institutions especially tabungan berhadiah in bank syariah X.

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Journal Info

Abbrev

ijibe

Publisher

Subject

Religion Economics, Econometrics & Finance Social Sciences

Description

Journal of Islamic Business and Economics is journal organized by Faculty of Economics and Business, Universitas Jenderal Soedirman. This journal focuses and and scopes are 1. Islamic Finance 2. Zakat Management 3. Shariah Based Human Resources 4. Islamic Based Strategic Management 5. Islamic ...