Dinasti International Journal of Management Science
Vol 5 No 1 (2023): Dinasti International Journal of Management Science (September - October 2023)

Analysis of Bank Health Levels Through Pre-Pandemic and During Pandemic at PT. Bank Central Asia, Tbk for the Period 2018-2022 With a Risk-Based Bank Rating (RBBR) Approach

Uky Chesya Virtanya (Universitas Gunadarma, Jakarta, Indonesia)
Ira Phajar Lestari (Universitas Gunadarma, Jakarta, Indonesia)
Zaidatun Ekastuti (Universitas Gunadarma, Jakarta, Indonesia)
Sudarsono Sudarsono (Universitas Gunadarma, Jakarta, Indonesia)
Bertilia Lina Kusrina (Universitas Gunadarma, Jakarta, Indonesia)



Article Info

Publish Date
09 Oct 2023

Abstract

The purpose of this research is to evaluate the health levels of PT Bank Central Asia Tbk before the pandemic in the period of 2018-2019 and during the pandemic in the period of 2020-2022 using the RBRR method. This study employed a quantitative research design with secondary data obtained from the annual reports on BCA official website. The data collection techniques used were documentation and library research. The analysis technique used is quantitative descriptive analysis. The results showed that PT Bank Central Asia was in the very healthy category during the period 2018 to 2022.. It can be seen from indicators such as NPL and LDR, which show that the bank has successfully managed the risks effectively. In addition, the GCG assessment also shows the implementation of good corporate governance. The calculations of ROA and NIM show that the bank has achieved excellent profitability. Furthermore, the calculation of CAR indicates that the bank has been effectively managed the capital. Therefore, PT Bank Central Asia is considered capable of dealing with negative influences and risks through before and during the pandemic.

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Journal Info

Abbrev

DIJMS

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering Other

Description

This research was carried out on Build Operate Transfer investment in Business cooperation model to metering system development project by examinated those criterias by technology preparedness level (TKT) evaluation method, Innovation preparedness level and political, social economic, technology, ...