<![CDATA[This study aims to determine the effect of financial literacy, lifestyle and electronic money on consumtive behavior (case study of SMK Jakarta 1) either partially or simultaneously. This study uses a quantitative approach. The sample this study was 100 students at SMK Jakarta 1 by using non-probability sampling and simple random sampling. The research instrument used a questionnaire and the analysis used multiple regression analysis. The results of this study indicate that (1) financial literacy has a positive and significant effect on consumtive behavior (2) lifestyle has a a positive and significant effect on consumtive behavior (3) electronic money no has a and n significant no effect on consumtive behavior (4) financial literacy (X1 ), lifestyle (X2) has a effect simultaneous on consumptive behavior while electronic money (X3) has no effect on consumptive behavior (Y) in the case Study of SMK Jakarta 1.]]>
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