Jurnal SMART: Sosial Ekonomi Kerakyatan
Vol. 1 No. 1 (2023): Juni

The Role of Banking in Implementation and Information Provision of People's Business Credit

Ahmad Nur Budi Utama (Fakultas Ekonomi dan Bisnis, Universitas Jambi)
Ade Irma Suryani (Fakultas Ekonomi dan Bisnis, Universitas Muhammadiyah Jambi)



Article Info

Publish Date
19 Jun 2023

Abstract

One way to measure the economic progress of a country is to look at the people's business fields. The field refers to the economic sector which includes various types of businesses run by micro, small and medium entrepreneurs (MSMEs) who work independently or in groups. To help small businesses facing capital problems, the government encourages banks to provide business capital with the aim of accelerating economic growth, increasing competitiveness, and creating jobs. The People's Business Credit is one of the programs issued by the government to help small communities who have problems with capital. How does people's business credit help MSMEs? This study used a qualitative approach with secondary data. BNI KUR provides a credit ceiling that allows people to take advantage of it when they plan and develop their business. This research also discusses how BNI KUR plays a role for micro and small businesses that want to develop their business by providing working capital loans and investment loans.

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Journal Info

Abbrev

jssek

Publisher

Subject

Humanities Economics, Econometrics & Finance Education Environmental Science Social Sciences

Description

Smart Journal: Social Economy focuses on publishing the results of research and community empowerment in the field: 1. Social Entrepreneurship 2. Micro, Small, And Medium Enterprises 3. Social and Humanities 4. Popular Education 5. Local Wisdom 6. Family Financial Management 7. Feminist Economics 8. ...