Journal of Business Management and Islamic Banking
Vol. 2 No. 2 (2023)

Analysis of the Influence of Perceived Benefits, Easiness and Risk on Students’ Interest in Using QRIS

Muhammad Zhilalul Haq (Department of Islamic Banking, Sekolah Tinggi Ekonomi Islam (STEI) SEBI, Depok, Indonesia)
Luqman Hakim Handoko (Department of Islamic Banking, Sekolah Tinggi Ekonomi Islam (STEI) SEBI, Depok, Indonesia)
Asgaft Asysyad Rasyid (Department of Islamic Business Management, Sekolah Tinggi Ekonomi Islam (STEI) SEBI, Depok, Indonesia)



Article Info

Publish Date
24 Nov 2023

Abstract

Research Aims: This research aims to examine the influence of the perceived benefits, easiness, and risks toward students’ interest in using QRIS among STEI SEBI students. Methodology: This type of research uses descriptive quantitative methods by collecting data through questionnaires and literature. The data obtained is then managed using the SEM-PLS (Structural Equation Modeling-Partial Least Square) tool with the SmartPLS version 4 application which goes through inner model and outer model tests. Research Findings: The results of this study indicate that the perceived usefulness have a positive and significant effect on the intention to use QRIS, the perceived ease of use has a positive and significant effect on the intention to use QRIS, and the perceived risk has a positive and significant effect on the intention to use QRIS. Theoretical Contribution: There have been many studies on interest in using QRIS. However, since this study focused on students’ interest will enrich and strengthen the existing theory. Research limitation and implication: This study limited to student of STEI SEBI. Consequently, the result might be differed with others and biased. Therefore, the future research should enhance the object of study and the variables.

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Journal Info

Abbrev

JBMIB

Publisher

Subject

Economics, Econometrics & Finance Education

Description

Journal of Business Management and Islamic Banking (JBMIB) is an international journal which is published by the Department of Islamic Banking, Faculty of Islamic Economics and Business, State Islamic University (UIN) Sunan Kalijaga. This journal is designed to provide a forum for ...