El Dinar
Vol 3, No 1 (2015): El Dinar

PENGARUH FAKTOR INTERNAL DAN EKSTERNAL YANG MEMPEMPENGARUHI PEMBIAYAAN BERMASALAH PADA BANK UMUM SYARIAH DI INDONESIA

Firdaus, Rizal Nur (Unknown)



Article Info

Publish Date
04 Feb 2016

Abstract

This study aims to answer some questions about the factors that influence theoccurrence of non-performing finanncing at sharia banks in Indonesia. Hypothesistesting is performed by multiple linear regression analysis to determine theeffect of the internal variables (Growth Capital Financing and adequencyRatio) and external variables (Gross Domestic Product, Inflation and ExchangeRate) on the occurrence of non-performing Finanncing (NPF) in Islamic banksin Indonesia. Sources of data in this study came from Bank Indonesia BankIndonesia website. Period examined data starts from March 2008 to December2012 with a 3-month data collection. The study shows that simultaneous eachfactor in the internal and external variables have a significant influence onthe occurrence of NPF at the 5% significance level. But partially, financingvariables, inflation and the exchange rate has no significant effect on theoccurrence of NPF while CAR and GDP variables have a significant influence.

Copyrights © 2015






Journal Info

Abbrev

eldinar

Publisher

Subject

Other

Description

Adalah jurnal berkala peer-reviewed yang diterbitkan biannually atau setahun dua kali oleh Jurusan Perbankan Syariah, Universitas Islam Negeri Maulana Malik Ibrahim Malang. EL DINAR merupakan sarana komunikasi yang diperuntukkan bagi para peneliti, akademisi, maupun praktisi dalam bidang keuangan ...