Finance
Vol. 1 No. 1 (2023): Volume 1 Nomor 1, Mei 2023

PENERAPAN AKAD KONVENSIONAL DAN SYARIAH PADA PEMBIAYAAN DI PT. ADIRA  FINANCE SYARIAH SATELLIT BALUNG

Abd. ghafur (Universitas Islam Zainul Hasan Genggong)
Nur istianah putri (Universitas Islam Zainul Hasan Genggong)



Article Info

Publish Date
28 Dec 2023

Abstract

This research aims to analyze the application of conventional contracts and sharia contracts applied to financing at PT. Adira Finance Syariah balung. In the current rapid economic era, PT. Adira Finance Syariah operates in the leasing sector where there is an agreement between the two parties, namely between the Company and the consumer, with the provision of rental payments within the agreed agreement time. When paying the rent, conventional and sharia leasing is applied. There is a comparison between financing conventional contracts and sharia contracts. In conventional leasing, a contract with an interest system is used as the objective. Meanwhile, in sharia leasing, a murabahah (sale and purchase) contract is used, whereas the advantages of the sharia contract itself are in terms of profit margin. The application of these two contracts is to further understand the business leases that are applied in leasing companies. The purpose of writing this report is to determine the differences between conventional leasing contracts and sharia leasing contracts. The type of data the author uses is secondary or external data. This research uses a qualitative descriptive research method.

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Journal Info

Abbrev

finance

Publisher

Subject

Religion Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Other

Description

Finance: Journal of Accounting and Finance is a journal managed by the Islamic Banking Study Program at Zainul Hasan Genggong Islamic University and in collaboration with the professional organization, the Association of Islamic Economists. with a professional organization, namely the Association of ...