International Journal of Islamic Studies
Vol 2 No 2 (2022): December

EXECUTION OF AUCTION ON MORTGAGE RIGHTS FOR PRODUCTIVE FINANCING DUE TO DEFAULT BECAUSE OF PANDEMIC IMPACT AT BANK SULSELBAR SHARIA MAROS BRANCH : ANALYSIS OF ISLAMIC LAW

Nurvadillah Nurvadillah (Postgraduate of Alauddin State Islamic University of Makassar)
Mukhtar Lutfi (Fakultas Kedokteran dan Ilmu Kesehatan UIN Alauddin Makassar)
Abdul Wahid Haddade (Pascasarjana UIN Alauddin Makassar)

Article Info

Publish Date
31 Dec 2022

Abstract

Every financial transaction in Sharia Banking is required to include a guarantee. This thing is to save the bank funds when customer does a default. The Sharia Bank based on Law number 4 of 1996 concerning the Mortgage rights have the rights to confiscate customer guarantees that have matured and there is no good willingness to pay. However, in practice, banks cannot carry out execution practices to make sales directly. Banks have to go through a long formal procedure to withdraw funds from the customer guarantees, and often encounter various kinds of obstacles. Researchers use two data sources, namely a primary data and secondary data. Methods of data collection, researchers conducted interviews and documentation observations. Data analysis by following the steps namely data display, data reduction, data editing, data analysis, and drawing conclusions. Testing of the validity of data in this research is triangulation of data sources and triangulation of methods.

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Journal Info
International Journal of Islamic Studies
Website

Abbrev

ijis

Publisher

Universitas Islam Negeri Alauddin Makassar

Subject

Religion Humanities Economics, Econometrics & Finance Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

Description

The International Journal of Islamic Studies is a Journal of Islamic Studies managed by the Postgraduate Dirasah Islamiyah Study Program at UIN Alauddin Makassar. The scope of the study from this journal is Islamic Studies in various themes and objects of study which include Tafsir, Hadith, Sharia ...