International Journal of Economics, Business and Accounting Research (IJEBAR)
Vol 7, No 1 (2023): IJEBAR, VOL. 07 ISSUE 01, MARCH 2023

THE EFFECT OF PERCEIVED USEFULNESS , EASE OF USE AND SECURITY ON INTEREST IN USING BSI MOBILE SERVICES WITH TRUST AS INTERVENING VARIABLE (CASE STUDY ON UINSU MEDAN STUDENTS)

Maryam Batubara (Universitas Islam Negeri Sumatera Utara)
Nurul Jannah (Universitas Islam Negeri Sumatera Utara)
Annisa Lestari Ritonga (Universitas Islam Negeri Sumatera Utara)



Article Info

Publish Date
11 Mar 2023

Abstract

This study aims to analyze the effect of perceived usefulness, ease of use, and security on interest in using BSI Mobile services with trust as intervening variable. The number of respondents in this study were 100 students of UINSU Medan who did not have a BSI Mobile account. The method used to collect the data is by distributing questionnaires through the google form. Then the data were processed by SPSS Statistics Version 26. The result showed that perceived usefulness had a significant effect on interest, as can be seen from the value of α (0,007 < 0,05) and the value of t count 2,778 > t table 1,988. Ease of use had no effect on interest, as can be seen from the value of α (0,718 > 0,05) and the value of t count 0,362 < t table 1,988. Security had a significant effect on interest, as can be seen from the value of α (0,007 < 0,05) and the value of t count 2,781 > t table 1,988. Trust had a significant effect on interest, as can be seen from the value of α (0,000 < 0,05) and the value of t count 4,707 > t tabel 1,988. Perceived usefulness had a significant effect on interest through trust, as can be seen from the value of t count 3,605 > t table 1,661. Ease of use had a significant effect on interest through trust, as can be seen from the value of t count 2,501 > t table 1,661 and security has a significant effect on interest through trust as can be seen from the value of t count 3,306 > t tabel 1,661.

Copyrights © 2023






Journal Info

Abbrev

IJEBAR

Publisher

Subject

Economics, Econometrics & Finance

Description

International Journal of Economics, Business, and Accounting Research (IJEBAR) is a peer-reviewed, open access international scientific journal dedicated for rapid publication of high-quality original research articles as well as review articles in all areas of Economics, Business and Accounting. ...