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Analisis Kelangkaan Minyak Goreng Terhadap Masyarakat Medan Hafidah Ayu Kusnadi; Sheila Anggraini; Maryam Batubara
Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) Vol 3, No 1: EBMA 2022
Publisher : Fakultas Ekonomi dan Bisnis Universita Labuhanbatu Sumatera Utara Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/ebma.v3i1.2983

Abstract

This study aims to determine how people's attitudes towards the scarcity of cooking oil in the city of Medan. Cooking oil is one of the nine basic ingredients that have an important role for the people of Indonesia and also for the Indonesian economy. The city of Medan is one of the big cities which of course also needs cooking oil for consumption needs for household use or for trading. The conditions that occurred during the economic crisis a few years ago, when there was a shortage of cooking oil in the local market, showed the importance of cooking oil as a daily necessity. The results and conclusions are that the causes of the increase in cooking oil prices include hoarding, smuggling of cooking oil, and public panic buying. The government's actions are to make a policy regarding cooking oil at one price per liter, establish a Food Task Force Team, create a complaint hot line, and provide a budget for subsidizing cooking oil prices. The factors that influence consumer behavior in buying cooking oil are price, income, daily needs and easy to obtain.
Analysis of the existence of PUD. Markets and Levies on Merchants' Welfare (Case Study of Petisah Market in Medan City) Masnum Rambe; Maryam Batubara
Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Review Vol. 2 No. 1 (2022): Juni
Publisher : Penerbit ADM Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emba.v2i1.571

Abstract

PUD. is a market that sells various types of products in one area. Initially, the existence of PUD.s market has a positive impact in term of social and economic for market traders. However, currently it has a negative impact on the economy. The problem studied is how the existence of PUD is. Markets and levies on the welfare of traders at the Petisah Market in Medan. In this phenomenon, the authors are interested in researching the analysis of the existence of PUD. Markets and Levies on the Welfare of Petisah Market Traders. In this case the management of PUD. Markets and levies are very important to improve welfare in the division market, with the creation of a prosperous market many people prefer this market. This research method uses qualitative research methods, namely in the form of written or spoken words from people and actors that can be observed. This data was obtained from literature studies, interviews and observations to determine the existence of Medan city petisah market traders.
ANALISIS EFEKTIVITAS PENYALURAN PEMBIAYAAN KPR SYARIAH BERSUBSIDI DI BANK BTN KC SYARIAH MEDAN maryam batubara
Jurnal Ilmiah Ekonomi Islam Vol 8, No 2 (2022): JIEI
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i2.4506

Abstract

This study aims to determine whether the distribution of subsidized Sharia mortgage financing to Low-Income Communities during the COVID-19 pandemic is effective or not, and can determine the percentage of effectiveness in the distribution of subsidized Sharia mortgage financing at BTN Syariah for the community, especially Low-Income Communities (MBR). . Considering that during the COVID-19 period, there are many people whose income is small due to the impact of COVID-19. In this study, the authors use quantitative research methods through the research approach of Field Research and Library Research. Researchers used primary data and secondary data, with data collection techniques in the form of questionnaires, interviews, and documentation studies directly coming to Bank BTN Syariah and interviewing existing sources. The researcher also distributed questionnaires to 94 respondents who had been determined from customer data who participated in the subsidized Sharia mortgage program during the COVID-19 pandemic using the slovin method and Non Probability Sampling which was used Accidental Sampling. Meanwhile, to measure the percentage level of effectiveness in the distribution of subsidized Sharia mortgage financing, the author uses the Artificial Neural Network (ANN) method. The results of this study indicate that the distribution of subsidized Sharia mortgage financing at BTN KC Syariah Medan during the COVID-19 pandemic is effective. With an effectiveness level of 0.9999 or 99.99%, which shows that the distribution of subsidized Sharia mortgage financing at BTN KC Syariah Medan during the COVID-19 pandemic to Low-Income Communities (MBR) is said to be effective.
POLICY ANALYSIS OF THE IMPLEMENTATION OF THE COMMUNITY ACTIVITIES RESTRICTIONS ENFORCEMENT (CARE) ON SMALL AND MEDIUM ENTERPRISES IN MEDAN CITY Maryam Batubara; Muhammad Arif; Fathur Rahman
JABE (Journal of Applied Business and Economic) Vol 8, No 3 (2022): JABE (Journal of Applied Business and Economic)
Publisher : UNIVERSITAS INDRAPRASTA PGRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30998/jabe.v8i3.12898

Abstract

Covid 19 destroys the joints of life including the economy. To suppress the spread of the COVID-19 virus, several countries have implemented various policies, including Indonesia. Indonesia implements the policy of The Community Activities Restrictions Enforcement (CARE) which also has an impact on the economy. This study aims to determine the impact of The CARE policies on SMEs and the strategies carried out by SMEs during the implementation of The CARE. This research is descriptive research with a qualitative approach. Methods of data collection are done by interview, observation, and documentation. Interviews were conducted with SME associations, SMEs actors, and SMEs regulators. The data analysis technique was carried out by data reduction, data display, and concluding. The data validity technique is done by triangulation of sources and member check. Based on the results of the study, it is known the impact of The CARE policy on SMEs in the city of Medan, namely decreased sales, decreased supplies of materials, layoffs, increased online transactions, and increased innovation. And the strategies carried out by SMEs in the city of Medan during the CARE period were digital marketing, the use of e-commerce, product and service diversification, product quality improvement, and customer relationship marketing.
Strategi Pengelolaan dan Pengembangan Pariwisata Dalam Meningkatkan Pendapatan Masyarakat Mandailing Natal Perspektif Ekonomi Islam Dengan Pendekatan QSPM Nurul Hasanah Nasution; Maryam Batubara; Muhammad Arif
Jurnal Ilmiah Ekonomi Islam Vol 8, No 1 (2022): JIEI : Vol. 8, No. 1, 2022
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i1.4507

Abstract

Mandailng Natal regency is one of the parisiwata sectors that have the potential to be managed, developed and socialized to the wider community. There are 150 tourist destinations in almost every district. The results of the review found that about 65 percent of tourist attractions in Mandailing Natal Regency have not been managed properly. Attractions that have the potential to attract more visitors if developed with a good strategy. The purpose of the study is to analyze tourism management and development strategies in increasing community income in Mandailing Natal Regency. This study uses descriptive qualitative methods, data collected by conducting interviews and dissemination of quantoners and then the data that has been collected is analyzed using QSPM analysis. The results of the study are, the right strategy applied based on QSPM analysis related to four analyses is to increase the conscious socialization of tourism to the community, improve the quality of tourism
Pengelolaan Dana Program Jaminan Kematian (JKM) BPJS Ketengakerjaan Cabang Medan Kota Di Tinjau Secara Maqashid Syari’ah Dinda Nada Nabiilah; Maryam Batubara; Nuri Aslami
Mumtaz: Jurnal Ekonomi dan Bisnis Islam Vol. 1 No. 2 (2022): Juli 2022
Publisher : Ali Institute of Research and Publication

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (793.582 KB) | DOI: 10.55537/mumtaz.v1i2.195

Abstract

Definisi Maqashid syariah adalah tujuan-tujuan yang telah ditetapkan oleh syar'i (pembuat hukum) pada setiap hukum dari hukum-hukum syariah. Yang tujuannya adalah untuk membawa manusia kepada kebahagiaan dunia dan akhirat. Penelitian ini dilakukan pada BPJS Ketenagakerjaan Cabang Medan Kota. Tujuan penelitian ini adalah untuk mengetahui pengelolaan dana program jaminan kematian (JKM) BPJS Ketenagakerjaan Cabang Medan Kota ditinjau secara maqashid syariah. Penelitian ini menggunakan metode penelitian kualitatif deskriptif yaitu penelitian apa yang dinyatakan respoden secara lisan. Sumber data dari penelitian ini ada dua yaitu sumber data primer dan sumber data sekunder. Hasil penelitian ini menunjukkan bahwa mengenai pengelolaan dana program jaminan kematian (JKM) BPJS Ketenagakerjaan Cabang Medan Kota penulis dapat mengambil kesimpulan bahwa pengelolaan dana program jaminan kematian BPJS Ketenagakerjaan Cabang Medan Kota jika di tinjau dengan nilai-nilai maqashid syariah belum sesuai.
Kelebihan dan Kekurangan Pasar Modal Syariah di Indonesia (Perkembangan Dan Problematika Pasar Modal Syariah Di Indonesia) Nadira Paramita; Ardina Khoirunnisa Harahap; Maryam Batubara
EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Vol 6 No 2 (2022): EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan)
Publisher : STIES INDONESIA PURWAKARTA Dan MES PURWAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37726/ee.v6i2.424

Abstract

Investasi adalah sebuah cara untuk menangani masalah perekonomian di Indonesia. Dengan sektor pasar modal syariah dan beberapa jenis sarana, dapat membawa terobosan-terobosan terbaru bagi kemajuan keuangan syariah Indonesia dan perkembangan perekonomian di Indonesia. Pada sekarang ini, kemajuan pasar modal syariah begitu penting juga semakin mengalami kemajuan dari tahun ke tahun. Menurut data statistik yang sudah dilakukan oleh OJK, jumlah saham syariah meningkat mulai dari 328 menjadi 445 pada 2019 dari jumlah efek syariah yang tercatat pada 2013. Demikian pula obligasi syariah dan reksa dana syariahterus tumbuh. Mulai dari regulasi, literasi dan pengetahuan masyarakat sampai dengan minimnya dorongan dari pemangku kepentingan di pasar modal syariah. Tujuan penelitian ini adalah untuk mengetahui kemajuan pasar modal syariah di Indonesia, dan langkah memajukan pasar modal syariah di Indonesia. Metode penelitian yang digunakan adalah penelitian kualitatif. Hasil penelitian ini menunjukan bahwa perkembangan pasar modal syariah di Indonesia tidak selalu sesuai dengan yang diharapkan, dan pasar modal syariah menghadapi banyak rintangan dan halangan. Kendala pertama, kurangnya pemahaman umum tentang pasar modal syariah, sehingga sedikit yang mengetahui komoditas pasar modal syariah. Kendala kedua, tidak adanya peraturan maupun pertauran terkhusus untuk pasar modal syariah. Kendala ketiga, sosialisasi produk pasar modal syariah masih gagal memikat hati para investor. Pasar modal syariah seringkali memiliki perspektif berbeda yang mempengaruhi pemikiran masyarakat. Dari perspektif sosialisasi, pasar modal syariah hanya fokus pada area perusahaan atau pendidikan tertentu yang dapat menarik investor. Selanjutnya, langkah memajukan pasar modal syariah di Indonesia melalui 1) Menjamin kepatuhan terhadap investasi syariah, 2). Meningkatkan IT dan SDM pasar modal syariah.
PENGARUH PENDAPATAN PREMI, HASIL INVESTASI DAN KLAIM TERHADAP LABA PADA PT ASURANSI MULTI ARTHA GUNA TBK (AMAG) Amalia Ramadhani Suci Ardi; Maryam Batubara; Muhammad Ikhsan Harahap
Maro: Jurnal Ekonomi Syariah dan Bisnis Vol. 5 No. 2 (2022): Maro: Jurnal Ekonomi Syariah dan Bisnis
Publisher : Prodi Ekonomi Syariah Universitas Majalengka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31949/maro.v5i2.3170

Abstract

This study aims to determine the effect of the independent variables, namely premium income, investment returns and claims on the dependent variable, namely profits at PT Insurance Multi Artha Guna Tbk (AMAG). This study uses a quantitative methods and the data used are secondary data in the form of annual financial reports starting from 2012-2021 (last 10 years). This study uses the Eviews 10 data processing application with multiple linear regression analysis techniques. The results of this study indicate that premium income partially has a negative and insignificant effect on profits at PT Insurance Multi Artha Guna Tbk (AMAG), investment returns partially have a positive and significant effect on profits at PT Insurance Multi Artha Guna Tbk (AMAG) and claims in general partial negative and insignificant effect on profit at PT Insurance Multi Artha Guna Tbk (AMAG). Premium income, investment returns and claims simultaneously have a significant effect on profits at PT Insurance Multi Artha Guna Tbk (AMAG). Based on the coefficient of determination, profits at PT Insurance Multi Artha Guna Tbk (AMAG) is influenced by premium income, investment returns and claims of 75,8195% and the remaining 24,1805% is influenced by other factors.
Analysis of the Application of Management Control System for Fiduciary Installment Credit (KREASI) at PT Pegadaian Medan City Region Maryam Batubara; Purnama Rahmadhani Silalahi; Marwiyah Siregar; Ella Sriwahyuningih
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 1 (2022): Januari
Publisher : Penerbit ADM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i1.417

Abstract

Management control system is a system used to influence its members to implement strategies efficiently and effectively in order to achieve organizational goals. The purpose of this study was to determine how the implementation of the management control system at PT Pegadaian Medan City Region. PT. Pawnshops also require a control in order to achieve the company's overall goals. This control is preventive and repressive control. To achieve this goal requires a good management control system so that the credit is not problematic. The purpose of this study is the application of a management control system for the distribution of Fiduciary Installment Loans (KREASI) at PT Pegadaian Manado City Region. The analytical method used is descriptive analysis. The results of the analysis show that the process of providing Installment Loans for the Fiduciary System (KREASI), at PT. The Manado Regional Pawnshop has been carried out well by competent employees in their respective fields who have high honesty and dedication in carrying out their duties. Separation of duties has also been carried out well in each process of providing Fiduciary Installment Loans (KREASI), at PT. Manado Regional Pawnshop. PT Pegadaian Manado Region has implemented proper authorization procedures in all processes of providing Fiduciary Installment Loans (KREASI), namely at the time of the mortgage loan application process, the authorized officer is the estimator, during the pawn credit analysis process the authorized officer to analyze credit is the Power of Attorney Credit (KPK), during the credit withdrawal process the authorized officer is the cashier, while for the monitoring process the officer authorized to carry out supervision is the branch head
Dampak Covid-19 terhadap Perekonomian Masyarakat Ditinjau dari Perspektif Ekonomi Syariah Yennika Batubara; Muhammad Yafiz; Maryam Batubara
Al-Tijary Vol 8 No 1 (2022): AL-TIJARY VOL. 8, NO. 1, DESEMBER 2022
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21093/at.v8i1.5636

Abstract

The purpose of this study was to find out how big the impact of the covid-19 virus was on the economy of the people in the city of Medan, how did the people of the city of Medan anticipate being able to carry out their lives and how did the Medan city government take action to deal with the covid-19 virus. Data collection and retrieval was carried out by means of field research through observation and interviews with direct companies and obtained from respondents through questionnaires, focus groups, panels and also data from the results of direct interviews with researchers with informants and direct observation of the object or company where the author conducted the research. Economic growth which resulted in an almost recession and greatly decreased made all economic activists feel threatened by the spread of the pandemic, because it resulted in limited activities and also unusual economic activity. Islamic economics guarantees private ownership but also prioritizes common interests. So that private property can be used to help many people and be of benefit to others. The downturn in the Indonesian people's economy has also resulted in a number of outlets, or companies causing bankruptcy, and even dismissals have occurred in various companies which have also resulted in unemployment everywhere.
Co-Authors Abdurrozzaq Ismail Ahmad Fuadi Tanjung Aldy Fauzan Amalia Ramadhani Suci Ardi Andrian Syahputra Annisa Lestari Ritonga Annisa Ul Husna Ardina Khoirunnisa Harahap Assyfa Urrahman Astri Sri Rezeki Harahap Awaluddin Rambe Azra Afwandy Bambang Suriadi Cahya Amelia Cut Anggraini Dea Rahma Novita Dinda Nada Nabiilah Dwiki Wardana Syah Elaeis Guineensis Jalil Hsb Ella Sriwahyuningih Elsa Hafe Eza Lubis Evan Hamdani Fadhillah Insani Fathur Rahman Febri Andriawan Purba Febriyani Natari Manik Hafidah Ayu Kusnadi Hafizah Mahira Nasution Hamdani Harahap, Muhammad Ikhsan Ika Darma Yuni Ilham Akbar Lubis Ilham Habibi Lubis Imam Aldino Inayatul Widad Nasution Indah Purnama Sari Ismi Nujaima Jannah, Nurul Khairani Ritonga Luthfiah Nazmi M Ridwan M. Harry Pranata M. Imam Muslim Nasution M. Iqbal Suharno Mahlia Putri Maisaroh Maisaroh Marwiyah Siregar Masnum Rambe Mei Habibah Dalimunthe Miftah Rizki Addin Hrp Muhammad Arif Muhammad Arif Muhammad Arisandi Junjungan Muhammad Feri Oktadistira Muhammad Lathief Ilhamy Nasution Muhammad Luqman El Hakim Muhammad Syahbudi Muhammad Syukri Albani Nasution Muhammad Yafiz Muhammad Yunus Lubis Mukhlis Nadira Paramita Nadzira Putri Andani Nurhasanah Siregar Nuri Aslami Nurul Hasanah Nurul Hasanah Nasution Nurul Inayah Nurul Rafiqoh Lubis Purnama Rahmadhani Silalahi Putri Filza Salsabila Surbakti Rahmi Syahriza Raisa Aulia Rahma Raju Adha Riza Saharah Piliyang Rizka Amalia Lubis Rizki Ramadhana Rizkie Ragilita Rizkika Yulika Rizky Aulia Lubis Ryan Hidayat Safa Maisyarah Siregar Sheila Anggraini Tambunan, Khairina Taufik Arnanda Marpaung Tengku Alfi Syahrin Thasya Virdinia Tria Rizki Maulia Wahyu Syarvina Yennika Batubara Yeprian Aji Ratukarangga Yusrizal