Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Vol. 6 No. 5 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah

Pengaruh Literasi Keuangan terhadap Perilaku Keuangan dengan Sikap Keuangan Sebagai Variabel Intervening Mahasiswa Fakultas Ekonomi Universitas Sriwijaya

Sendi Marcelleo Arkan Sendi Marcelleo Arkan (Unknown)
Marlina Widiyanti Marlina Widiyanti (Universitas Sriwijaya)
Fida Muthia Fida Muthia (Universitas Sriwijaya)
Isni Andriana Isni Andriana (Universitas Sriwijaya)



Article Info

Publish Date
01 Apr 2024

Abstract

The purpose of this study was to find out whether financial literacy has an influence on students' financial behavior with financial attitudes as an intervening or mediating variable. The sampling technique used purposive sampling so that 100 samples were obtained which were students of the Faculty of Economics, Sriwijaya University. This research is a descriptive research with primary data. Data processing was carried out using the Partial Least Square analysis model with the help of WarpPLS 7.0 for windows. This study uses a measurement model (Inner model) and a Structural model (Outer model). The results of the hypothesis test show that (1) Financial Literacy has a direct effect on Financial Behavior, (2) Financial Literacy has a direct effect on Financial Attitudes, (3) Financial Attitudes has a direct effect on Financial Behavior, (4) Financial Attitudes are proven to fully mediate the effect of Financial Literacy on Financial Behavior.

Copyrights © 2024






Journal Info

Abbrev

alkharaj

Publisher

Subject

Agriculture, Biological Sciences & Forestry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences

Description

Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah is a scientific journal published by Pusat Riset dan Kebijakan Strategis PRKS) of  Institut Agama Islam Nasional (IAI-N) Laa Roiba Bogor in collaboration with Masyarakat Ekonomi Syariah (MES) and Intelectual Association for Islamic Studies ...