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All Journal Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Fida Muthia Fida Muthia
Universitas Sriwijaya
Agriculture, Biological Sciences & Forestry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences

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Pengaruh Literasi Keuangan terhadap Perilaku Keuangan dengan Sikap Keuangan Sebagai Variabel Intervening Mahasiswa Fakultas Ekonomi Universitas Sriwijaya Sendi Marcelleo Arkan Sendi Marcelleo Arkan; Marlina Widiyanti Marlina Widiyanti; Fida Muthia Fida Muthia; Isni Andriana Isni Andriana
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 5 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i5.998

Abstract

The purpose of this study was to find out whether financial literacy has an influence on students' financial behavior with financial attitudes as an intervening or mediating variable. The sampling technique used purposive sampling so that 100 samples were obtained which were students of the Faculty of Economics, Sriwijaya University. This research is a descriptive research with primary data. Data processing was carried out using the Partial Least Square analysis model with the help of WarpPLS 7.0 for windows. This study uses a measurement model (Inner model) and a Structural model (Outer model). The results of the hypothesis test show that (1) Financial Literacy has a direct effect on Financial Behavior, (2) Financial Literacy has a direct effect on Financial Attitudes, (3) Financial Attitudes has a direct effect on Financial Behavior, (4) Financial Attitudes are proven to fully mediate the effect of Financial Literacy on Financial Behavior.
Co-Authors Isni Andriana Isni Andriana Marlina Widiyanti Marlina Widiyanti Sendi Marcelleo Arkan Sendi Marcelleo Arkan