Mimbar Administrasi
Vol. 21 No. 1 (2024): April : Jurnal MIMBAR ADMINISTRASI

Analisis Asuransi Dan Penjaminan Pada Pelaksanaan Pembiayaan iB Serbaguna Di PT Bank Sumut Unit Usaha Syariah

Nur Widya Ningsih (Universitas Islam Negeri Sumatera Utara)
Rahmi Syahriza (Universitas Islam Negeri Sumatera Utara)

Article Info

Publish Date
23 May 2024

Abstract

This article aims to analyze the insurance and guarantee mechanisms in the implementation of iB Serbaguna financing at PT Bank Sumut Sharia Business Unit. The research method used is a descriptive qualitative approach, gathering data through interviews, observations, and related document studies. The results indicate that the application of insurance and guarantees in iB Serbaguna financing is conducted to reduce credit risk and ensure the continuity of customer payments. The insurance used includes life insurance and loss insurance, while the guarantees involve guarantee institutions to enhance confidence in the customers' repayment abilities. This implementation has proven effective in minimizing financing risks and increasing customer trust in the offered Sharia banking products.

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Journal Info
Mimbar Administrasi
Website

Abbrev

mia

Publisher

Universitas 17 Agustus 1945 Semarang

Subject

Environmental Science Social Sciences Other

Description

Jurnal MIMBAR ADMINISTRASI, merupakan jurnal peer review yang di terbitkan oleh FAKULTAS ILMU SOSIAL DAN ILMU POLITIK, Jurnal MIMBAR ADMINISTRASI diterbitkan dua kali dalam setahun. Jurnal ini memberikan akses terbuka langsung ke isinya dengan prinsip bahwa membuat penelitian tersedia secara bebas ...